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Bitpanda / Card review
Crypto payment card
Bitpanda Visa Card
Visa debit card for euro-area residents spending crypto, metals or EUR held at Bitpanda.
- Rewards · first band
- 1% on crypto spending
- Foreign-currency fee
- 0% Bitpanda FX; Visa markup applies
- Card issuance fee
- 0 EUR
- Maintenance / subscription
- No monthly cost; separate annual fee unverified
Your selected card: before you apply.
Selected tier / planStandardBitpanda Visa Card
Check regional termsChoose your residence first
- Documents to prepare
- Check accepted ID and any address evidence in the application for your residence and program.
- Cost to obtain the card
- 0 EUR
Maintenance / subscription: No monthly cost; separate annual fee unverified
Items to verify and where to check · 1
- Maintenance / subscriptionAmount not stated in reviewed official sourcesOfficial product/support materials confirm no monthly cost, but the reviewed text does not explicitly list a separate annual fee. Check the card terms shown in the current order flow.
Fields reviewed · 2026-09-09
Steps on the official site or app
- Order through Card in your verified Bitpanda account.
- Choose a main asset and optional fallback, and fund them.
- After delivery, open Profile → Card → Activate and enter the CVV.
- Pay by card or Apple Pay; the selected asset is sold into EUR.
The official site opens in a new tab. Select the product and tier shown above. Identity checks and the final application take place with the provider.
Official sources
Bitpanda Card product, eligibility, activation and fees ↗Why choose this card
Spend a broad Bitpanda portfolio in the euro area.
A good fit if
For euro-area residents wanting a main and fallback asset across existing crypto or metals holdings.
The tradeoff
EUR, stablecoin and metals payments earn no cashback; asset sales incur costs.
For USD cashback with a virtual card and no minimum portfolio.
Check regional termsFees & rewards
Standard
- Rewards · first band
- 1% on crypto spending
- Foreign-currency fee
- 0% Bitpanda FX; Visa markup applies
- Card issuance fee
- 0 EUR
- Maintenance / subscription
- No monthly cost; separate annual fee unverified
Read the conditions behind the figures
EUR, stablecoin and metals spending is excluded from cashback. Assets are sold to EUR; Visa FX markup applies.
Figures refer to the selected card and plan. Do not combine them with benefits of another pictured or listed tier.
How the card works
Spend funded balance · EUR / BTC / ETH / Bitpanda-listed cryptocurrencies / precious metals
Choose a main asset and optional fallback, and fund them.
Before you apply
Check regional termsA listed country does not guarantee personal approval. Check identity, address, documentation and delivery requirements.
Regional availability is not individual approval. Figures refer to the selected card/plan; check tier, identity-document and delivery conditions.
Refunds & support
A fixed processing time and return currency were not established for this program. Check the transaction and contact official support using the steps below.
- Cancellations, refunds and support
- Request a cancellation or return from the merchant and obtain a confirmation or refund reference. Record whether the card transaction is pending or settled.
- Cancellation and subscriptions
- Cancel subscriptions in the merchant account and check the next billing date. Freezing or closing a card does not cancel the merchant subscription.
- Declined or unfamiliar transactions
- Check the decline reason, balance, limits and activation status. For an unfamiliar payment, use the available card-lock control and notify official support promptly.
- What to prepare for support
- Prepare the merchant, date, amount, currency, transaction ID, status and refund reference. Ask support for the destination, expected posting date and dispute deadline. Do not send a full card number or wallet secret.
Practical payment facts
Narrow by supported features · brand guidance, subject to regional and tier conditions.
- Funding / spending assets
- EUR · BTC · ETH · Bitpanda-listed cryptocurrencies · precious metals
- Supported networks
- Official confirmation needed
- Balance / billing currency
- EUR
- Conversion timing
- At payment
- Virtual card
- Official confirmation needed
- Physical card
- Listed · check region and plan
- Apple Pay
- Listed · check region and plan
- Google Pay
- Official confirmation needed
- Recurring payments
- Official confirmation needed
Brand and custody
- Card issuer / operator
- Transact Payments Malta Limited
- Custody of funded balances
- Bitpanda account
The app provides card blocking, transaction alerts and 3DS.
Official sources
Card ↗Bitpanda Card benefits and fees ↗
Catalog dated 7 Sep 2026 · supplemental facts checked 8 Sep 2026