Bybit EU / Card review

EU program · Mastercard debit

Bybit EU Card

A European card using EUR and supported crypto balances in a Bybit EU account.

Check regional terms
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Official product image · Designs may vary by country and tier.
01
Rewards · first band
Base 1%; no monthly cap
02
Foreign-currency fee
0.5% non-EUR + 0.9% crypto conversion
03
Card issuance fee
Virtual issuance free; check physical order quote
04
Maintenance / subscription
No annual card fee

Your selected card: before you apply.

Selected tier / planEU · non-VIP tierBybit EU Card

Check regional terms

Choose your residence first

Documents to prepare
An accepted identity document and, when requested, address proof from the last 3 months. Two IDs may be required. Physical delivery must match the approved address.
Cost to obtain the card
Virtual issuance free; check physical order quote
Maintenance / subscription: No annual card fee

Steps on the official site or app

  1. On Bybit EU, choose Finance → Card → Get Your Card.
  2. Select residence and complete identity/address checks.
  3. Confirm your email, set up Google 2FA and submit.
  4. After virtual approval, apply separately for physical and confirm delivery/PIN.

The official site opens in a new tab. Select the product and tier shown above. Identity checks and the final application take place with the provider.

Official sources · 2026-09-09Bybit EU Card FAQ ↗
Bybit EU Card fees ↗
Current Bybit EU rewards table ↗
Activate auto cashback ↗
Card controls and security settings ↗
Making Bybit EU card payments ↗
How to Apply for a Bybit Card – Bybit EU ↗
Bybit Card EU ↗

Why choose this card

An EUR-funded rewards option for eligible Bybit EU users.

A good fit if

Choose Bybit EU when you already hold EUR there and want uncapped base 1% rewards on eligible purchases.

The tradeoff

Crypto funding adds 0.9% conversion before applicable 0.5% FX; higher reward tiers carry extra conditions and caps.

An alternative to compareNexo Card ↗

Choose Nexo Debit Mode if funds already sit there and rewards do not justify another account.

Check regional terms
Compare both cards →
Official sources · 2026.09.08Current Bybit EU rewards table ↗
Bybit EU Card fees ↗
Activate auto cashback ↗
Nexo Card modes, fees and eligibility ↗
Nexo card cashback eligibility ↗

Fees & rewards

EU · non-VIP tier

Rewards · first band
Base 1%; no monthly cap
Foreign-currency fee
0.5% non-EUR + 0.9% crypto conversion
Card issuance fee
Virtual issuance free; check physical order quote
Maintenance / subscription
No annual card fee

Read the conditions behind the figures

Base eligible spend earns 1% without a monthly cap. Higher 2–10% tiers have conditions and caps. Crypto-funded spending adds 0.9% conversion plus applicable FX.

Figures refer to the selected card and plan. Do not combine them with benefits of another pictured or listed tier.

How the card works

Spend Funding balance · EUR / USDC / BTC / ETH / MNT / GRAM / XRP / EURC

Select residence and complete identity/address checks.

Before you apply

Check regional terms

Spain and Poland are within the EU program region, but individual checks remain. Mexico and Brazil require separate regional products.

Regional availability is not individual approval. Figures refer to the selected card/plan; check tier, identity-document and delivery conditions.

Refunds & support

Cancellations, refunds and support
Request a completed purchase refund from the merchant. Authorization status means merchant capture is pending; funds can remain held for up to 30 days.
How long does it take?
Normally credited to the Funding Account within 2 business days. If extra documents are requested, submit through email instructions/Support Hub; review and credit are stated as within 2 working days after submission.
Where is it returned?
Returned in EUR to the Funding Account. It does not restore the original crypto quantity; points earned on the purchase may be deducted.
Cancellation and subscriptions
Discard a pending application using Discard My Card Application; terminate an issued card in Card Management. No card cancellation fee; cancel paid merchant subscriptions with the merchant separately.
Declined or unfamiliar transactions
Open Transaction History → Authorization → Details for the decline reason. Check Spending Power, Funding Account balance and limits; submit unresolved declines through the EU webform with transaction details.
What to prepare for support
Use the Bybit EU webform and Support Hub. For suspension, select General Usage Inquiry → My Bybit Card is suspended; include merchant, amount, timestamp and reference.
Official help and support ↗Official information · www.bybit.eu ↗
Official information · www.bybit.eu ↗
Official information · www.bybit.eu ↗
Official information · www.bybit.eu ↗
Official information · www.bybit.eu ↗

Practical payment facts

Narrow by supported features · brand guidance, subject to regional and tier conditions.

Funding / spending assets
EUR · USDC · BTC · ETH · MNT · GRAM · XRP · EURC
Supported networks
Official confirmation needed
Balance / billing currency
EUR
Conversion timing
At payment
Virtual card
Listed · check region and plan
Physical card
Listed · check region and plan
Apple Pay
Listed · check region and plan
Google Pay
Listed · check region and plan
Recurring payments
Listed · check region and plan

Brand and custody

Card issuer / operator
Official confirmation needed
Custody of funded balances
Official confirmation needed

Card Management provides freezing, online/ATM controls and PIN management. Card transactions may fail if the account is suspended.

Official sources

EU 카드 · EU card ↗
EU 자산·조건 · EU FAQ ↗
EU fees and limits ↗
Current reward tiers ↗
Rewards FAQ ↗
Official terms · 2026-09-08 ↗
Official information · Bybit EU Card ↗

Catalog dated 7 Sep 2026 · supplemental facts checked 8 Sep 2026