Spain
Mexico
Brazil
Poland
Taiwan
Philippines
South Korea
Bybit EU / Card review
EU program · Mastercard debit
Bybit EU Card
A European card using EUR and supported crypto balances in a Bybit EU account.
Before you apply
Selected tier / planEU · non-VIP tierBybit EU Card
Select where you live, not your travel destination.
Choose your residence first
Important to check
- Spain and Poland are within the EU program region, but individual checks remain.
- Mexico and Brazil require separate regional products.
Regional availability is not individual approval. Figures refer to the selected card/plan; check tier, identity-document and delivery conditions.
Documents & application →Features & benefits
An EUR-funded rewards option for eligible Bybit EU users.
- Rewards · first band
- Base 1%; no monthly cap
- Spending preferences
- Spend Funding balance
- Custody model
- Service account / loaded balance
Read the conditions behind the figures · Fees & benefit conditions ↓
A good fit if
- Choose Bybit EU when you already hold EUR there and want uncapped base 1% rewards on eligible purchases.
The tradeoff
- Crypto funding adds 0.9% conversion before applicable 0.5% FX; higher reward tiers carry extra conditions and caps.
- Virtual card
- Listed · check region and plan
- Physical card
- Listed · check region and plan
- Apple Pay
- Listed · check region and plan
- Google Pay
- Listed · check region and plan
How the card works
- When EUR is insufficient, supported crypto is converted.
- Verified assets include USDC, BTC, ETH, MNT, XRP and EURC.
- This is separate from global Bybit card programs.
Fees & benefit conditions
- Card issuance fee
- Virtual issuance free; check physical order quote
- Maintenance / subscription
- No annual card fee
- Foreign-currency fee
- 0.5% non-EUR + 0.9% crypto conversion
Read the conditions behind the figures
- Base eligible spend earns 1% without a monthly cap.
- Higher 2–10% tiers have conditions and caps.
- Crypto-funded spending adds 0.9% conversion plus applicable FX.
Figures refer to the selected card and plan. Do not combine them with benefits of another pictured or listed tier.
Documents & application
Documents to prepare
- An accepted identity document and, when requested, address proof from the last 3 months.
- Two IDs may be required.
- Physical delivery must match the approved address.
Steps on the official site or app
- On Bybit EU, choose Finance → Card → Get Your Card.
- Select residence and complete identity/address checks.
- Confirm your email, set up Google 2FA and submit.
- After virtual approval, apply separately for physical and confirm delivery/PIN.
The official site opens in a new tab. Select the product and tier shown above. Identity checks and the final application take place with the provider.
Full details & support
Full details
Practical payment facts
Narrow by supported features · brand guidance, subject to regional and tier conditions.
- Funding / spending assets
- EUR · USDC · BTC · ETH · MNT · GRAM · XRP · EURC
- Supported networks
- Official confirmation needed
- Balance / billing currency
- EUR
- Conversion timing
- At payment
- Virtual card
- Listed · check region and plan
- Physical card
- Listed · check region and plan
- Apple Pay
- Listed · check region and plan
- Google Pay
- Listed · check region and plan
- Recurring payments
- Listed · check region and plan
Refunds & support
- Cancellations, refunds and support
- Request a completed purchase refund from the merchant. Authorization status means merchant capture is pending; funds can remain held for up to 30 days.
- How long does it take?
- Normally credited to the Funding Account within 2 business days. If extra documents are requested, submit through email instructions/Support Hub; review and credit are stated as within 2 working days after submission.
- Where is it returned?
- Returned in EUR to the Funding Account. It does not restore the original crypto quantity; points earned on the purchase may be deducted.
- Cancellation and subscriptions
- Discard a pending application using Discard My Card Application; terminate an issued card in Card Management. No card cancellation fee; cancel paid merchant subscriptions with the merchant separately.
- Declined or unfamiliar transactions
- Open Transaction History → Authorization → Details for the decline reason. Check Spending Power, Funding Account balance and limits; submit unresolved declines through the EU webform with transaction details.
- What to prepare for support
- Use the Bybit EU webform and Support Hub. For suspension, select General Usage Inquiry → My Bybit Card is suspended; include merchant, amount, timestamp and reference.
Official information · www.bybit.eu ↗
Official information · www.bybit.eu ↗
Official information · www.bybit.eu ↗
Official information · www.bybit.eu ↗
Brand and custody
- Card issuer / operator
- Official confirmation needed
- Custody of funded balances
- Official confirmation needed
Card Management provides freezing, online/ATM controls and PIN management. Card transactions may fail if the account is suspended.
An alternative to compare
Choose Nexo Debit Mode if funds already sit there and rewards do not justify another account.
Check regional termsOfficial documentation & sources
Official sources
EU 자산·조건 · EU FAQ ↗
EU fees and limits ↗
Current reward tiers ↗
Rewards FAQ ↗
Official terms · 2026-09-08 ↗
Card controls and security settings ↗
Making Bybit EU card payments ↗
How to Apply for a Bybit Card – Bybit EU ↗
Nexo Card modes, fees and eligibility ↗
Nexo card cashback eligibility ↗
Official information · Bybit EU Card ↗
Catalog dated 7 Sep 2026 · supplemental facts checked 8 Sep 2026
Official terms reviewed · 2026-09-21
The review date applies to the fields below. Check the source for regional and tier differences and later changes.
- EU fees / cashback
- EU card: no application or annual fee. Standard cashback 1% without a monthly cap; VIP 2–10% has caps. The first-30-days welcome offer is separate.