Bybit EU / Card review
EU program · Mastercard debit
Bybit EU Card
A European card using EUR and supported crypto balances in a Bybit EU account.

- Rewards · first band
- Base 1%; no monthly cap
- Foreign-currency fee
- 0.5% non-EUR + 0.9% crypto conversion
- Card issuance fee
- Virtual issuance free; check physical order quote
- Maintenance / subscription
- No annual card fee
Your selected card: before you apply.
Selected tier / planEU · non-VIP tierBybit EU Card
Check regional termsChoose your residence first
- Documents to prepare
- An accepted identity document and, when requested, address proof from the last 3 months. Two IDs may be required. Physical delivery must match the approved address.
- Cost to obtain the card
- Virtual issuance free; check physical order quote
Maintenance / subscription: No annual card fee
Steps on the official site or app
- On Bybit EU, choose Finance → Card → Get Your Card.
- Select residence and complete identity/address checks.
- Confirm your email, set up Google 2FA and submit.
- After virtual approval, apply separately for physical and confirm delivery/PIN.
The official site opens in a new tab. Select the product and tier shown above. Identity checks and the final application take place with the provider.
Why choose this card
An EUR-funded rewards option for eligible Bybit EU users.
A good fit if
Choose Bybit EU when you already hold EUR there and want uncapped base 1% rewards on eligible purchases.
The tradeoff
Crypto funding adds 0.9% conversion before applicable 0.5% FX; higher reward tiers carry extra conditions and caps.
Choose Nexo Debit Mode if funds already sit there and rewards do not justify another account.
Check regional termsFees & rewards
EU · non-VIP tier
- Rewards · first band
- Base 1%; no monthly cap
- Foreign-currency fee
- 0.5% non-EUR + 0.9% crypto conversion
- Card issuance fee
- Virtual issuance free; check physical order quote
- Maintenance / subscription
- No annual card fee
Read the conditions behind the figures
Base eligible spend earns 1% without a monthly cap. Higher 2–10% tiers have conditions and caps. Crypto-funded spending adds 0.9% conversion plus applicable FX.
Figures refer to the selected card and plan. Do not combine them with benefits of another pictured or listed tier.
How the card works
Spend Funding balance · EUR / USDC / BTC / ETH / MNT / GRAM / XRP / EURC
Select residence and complete identity/address checks.
Before you apply
Check regional termsSpain and Poland are within the EU program region, but individual checks remain. Mexico and Brazil require separate regional products.
Regional availability is not individual approval. Figures refer to the selected card/plan; check tier, identity-document and delivery conditions.
Refunds & support
- Cancellations, refunds and support
- Request a completed purchase refund from the merchant. Authorization status means merchant capture is pending; funds can remain held for up to 30 days.
- How long does it take?
- Normally credited to the Funding Account within 2 business days. If extra documents are requested, submit through email instructions/Support Hub; review and credit are stated as within 2 working days after submission.
- Where is it returned?
- Returned in EUR to the Funding Account. It does not restore the original crypto quantity; points earned on the purchase may be deducted.
- Cancellation and subscriptions
- Discard a pending application using Discard My Card Application; terminate an issued card in Card Management. No card cancellation fee; cancel paid merchant subscriptions with the merchant separately.
- Declined or unfamiliar transactions
- Open Transaction History → Authorization → Details for the decline reason. Check Spending Power, Funding Account balance and limits; submit unresolved declines through the EU webform with transaction details.
- What to prepare for support
- Use the Bybit EU webform and Support Hub. For suspension, select General Usage Inquiry → My Bybit Card is suspended; include merchant, amount, timestamp and reference.
Official information · www.bybit.eu ↗
Official information · www.bybit.eu ↗
Official information · www.bybit.eu ↗
Official information · www.bybit.eu ↗
Practical payment facts
Narrow by supported features · brand guidance, subject to regional and tier conditions.
- Funding / spending assets
- EUR · USDC · BTC · ETH · MNT · GRAM · XRP · EURC
- Supported networks
- Official confirmation needed
- Balance / billing currency
- EUR
- Conversion timing
- At payment
- Virtual card
- Listed · check region and plan
- Physical card
- Listed · check region and plan
- Apple Pay
- Listed · check region and plan
- Google Pay
- Listed · check region and plan
- Recurring payments
- Listed · check region and plan
Brand and custody
- Card issuer / operator
- Official confirmation needed
- Custody of funded balances
- Official confirmation needed
Card Management provides freezing, online/ATM controls and PIN management. Card transactions may fail if the account is suspended.
Official sources
EU 카드 · EU card ↗EU 자산·조건 · EU FAQ ↗
EU fees and limits ↗
Current reward tiers ↗
Rewards FAQ ↗
Official terms · 2026-09-08 ↗
Official information · Bybit EU Card ↗
Catalog dated 7 Sep 2026 · supplemental facts checked 8 Sep 2026

