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SafePal / Fiat24 / Card review
Account-linked debit card
SafePal / Fiat24 Card
Manage a Fiat24 account and virtual Mastercard inside SafePal.
Before you apply
Selected tier / planStandard Fiat24 accountSafePal / Fiat24 Card
Select where you live, not your travel destination.
Choose your residence first
Important to check
- The self-custodial wallet and Fiat24 card balance are distinct.
- Verify card eligibility separately from account access.
Regional availability is not individual approval. Figures refer to the selected card/plan; check tier, identity-document and delivery conditions.
Documents & application →Features & benefits
Manage card spending and a Fiat24 fiat account inside SafePal.
- Rewards · first band
- General rate unpublished; Entravel hotels 2% checkout discount
- Spending preferences
- Convert USDC to fiat
- Custody model
- Service account / loaded balance
Read the conditions behind the figures · Fees & benefit conditions ↓
A good fit if
- For USDC holders who also need Fiat24 bank transfers and USD/EUR/CHF account balances.
The tradeoff
- Card spending uses Fiat24 money represented by account tokens; non-USD purchases cost 1%, and refunds incur a processing fee.
- Virtual card
- Listed · check region and plan
- Physical card
- Official confirmation needed
- Apple Pay
- Listed · check region and plan
- Google Pay
- Listed · check region and plan
How the card works
- Supported citizenship, residence and KYC rules apply.
- A regular spending cashback rate is unverified.
Fees & benefit conditions
- Card issuance fee
- No account opening fee
- Maintenance / subscription
- No account management fee
- Foreign-currency fee
- 1% on non-USD payments
Read the conditions behind the figures
- Current base top-up fee is 0%, with network gas separate.
- Each refund costs 1 USD, 1 EUR, 1 CHF or 7 CNH according to payment currency.
Figures refer to the selected card and plan. Do not combine them with benefits of another pictured or listed tier.
Items to verify and where to check · 1
- Rewards · first bandAmount not stated in reviewed official sourcesVerified benefits cover top-up fee rebates, referral commissions and a 2% Entravel hotel checkout discount. None states a general merchant-spending reward rate.
Fields reviewed · 2026-09-09
Documents & application
Documents to prepare
Check accepted ID and any address evidence in the application for your residence and program.
Steps on the official site or app
- Install the SafePal app
- Apply for a Fiat24 IBAN account under Bank on the home screen
- Complete identity/account registration and access the Mastercard
The official site opens in a new tab. Select the product and tier shown above. Identity checks and the final application take place with the provider.
Full details & support
Full details
Practical payment facts
Narrow by supported features · brand guidance, subject to regional and tier conditions.
- Funding / spending assets
- USDC
- Supported networks
- Arbitrum
- Balance / billing currency
- USD / EUR / CHF (Fiat24 account balances)
- Conversion timing
- At funding
- Virtual card
- Listed · check region and plan
- Physical card
- Official confirmation needed
- Apple Pay
- Listed · check region and plan
- Google Pay
- Listed · check region and plan
- Recurring payments
- Official confirmation needed
Refunds & support
A fixed processing time and return currency were not established for this program. Check the transaction and contact official support using the steps below.
- Cancellations, refunds and support
- Request a cancellation or return from the merchant and obtain a confirmation or refund reference. Record whether the card transaction is pending or settled.
- Cancellation and subscriptions
- Cancel subscriptions in the merchant account and check the next billing date. Freezing or closing a card does not cancel the merchant subscription.
- Declined or unfamiliar transactions
- Check the decline reason, balance, limits and activation status. For an unfamiliar payment, use the available card-lock control and notify official support promptly.
- What to prepare for support
- Prepare the merchant, date, amount, currency, transaction ID, status and refund reference. Ask support for the destination, expected posting date and dispute deadline. Do not send a full card number or wallet secret.
Brand and custody
- Card issuer / operator
- Official confirmation needed
- Custody of funded balances
- Fiat24 (fiat account); wallet-held account tokens represent claims on fiat balances
Your self-custodial crypto wallet is separate from the Fiat24 fiat account. EUR24, USD24 and CHF24 represent the corresponding account money and are debited when it is spent or transferred.
An alternative to compare
Choose Bleap when automatic USDC purchase rewards matter more than Fiat24 bank transfers.
Check regional termsOfficial documentation & sources
Official sources
SafePal — Card availability by country ↗
SafePal — Fiat Gateway and card fees ↗
SafePal — Referral program conditions ↗
SafePal × Entravel hotel discount terms ↗
SafePal account tiers, points and privileges ↗
Fiat24 balance tokens ↗
www.safepal.com ↗
Official information · SafePal / Fiat24 Card ↗
Catalog dated 7 Sep 2026 · supplemental facts checked 8 Sep 2026