Tuyo / Card review
Crypto payment card
Tuyo Card
A self-custody virtual Visa spending USDC on Base.

Before you apply
Selected tier / planStandardTuyo Card
Select where you live, not your travel destination.
Choose your residence first
Important to check
- A listed country does not guarantee personal approval.
- Check identity, address, documentation and delivery requirements.
Regional availability is not individual approval. Figures refer to the selected card/plan; check tier, identity-document and delivery conditions.
Documents & application →Features & benefits
Spend Base USDC with a virtual card and optional Earn balance access.
- Rewards · first band
- No fixed cashback rate
- Spending preferences
- Spend funded balance
- Custody model
- Wallet-based
Read the conditions behind the figures · Fees & benefit conditions ↓
A good fit if
- For Base USDC users paying online or by phone who want USD purchases without a card transaction fee.
The tradeoff
- No physical card, ATM or PIN support; TUYOs are nontradable points and randomly covered purchases provide no fixed cashback rate.
- Virtual card
- Listed · check region and plan
- Physical card
- Not offered for this program
- Apple Pay
- Listed · check region and plan
- Google Pay
- Listed · check region and plan
How the card works
- A self-custody virtual Visa spending USDC on Base.
Fees & benefit conditions
- Card issuance fee
- Virtual issuance $0
- Maintenance / subscription
- Monthly/annual fee $0
- Foreign-currency fee
- Non-USD FX spread up to about 1%
Read the conditions behind the figures
- Spends Base USDC.
- Physical cards, ATMs and PINs are not yet supported.
- TUYOs are nontransferable, nontradable points.
Figures refer to the selected card and plan. Do not combine them with benefits of another pictured or listed tier.
Documents & application
Documents to prepare
Check accepted ID and any address evidence in the application for your residence and program.
Steps on the official site or app
- Create a Tuyo account and complete the card application and verification.
- Deposit through a supported network and convert to USDC on Base for card spending.
- Choose whether the card may use Earn balances; disabling this limits spending to USDC outside strategies.
- Add the virtual card to Apple Pay or Google Pay and check the spending limit in the app.
The official site opens in a new tab. Select the product and tier shown above. Identity checks and the final application take place with the provider.
Full details & support
Full details
Practical payment facts
Narrow by supported features · brand guidance, subject to regional and tier conditions.
- Funding / spending assets
- USDC
- Supported networks
- Base · Ethereum · Arbitrum · Optimism · Polygon
- Balance / billing currency
- USD
- Conversion timing
- At payment
- Virtual card
- Listed · check region and plan
- Physical card
- Not offered for this program
- Apple Pay
- Listed · check region and plan
- Google Pay
- Listed · check region and plan
- Recurring payments
- Official confirmation needed
Refunds & support
A fixed processing time and return currency were not established for this program. Check the transaction and contact official support using the steps below.
- Cancellations, refunds and support
- Request a cancellation or return from the merchant and obtain a confirmation or refund reference. Record whether the card transaction is pending or settled.
- Cancellation and subscriptions
- Cancel subscriptions in the merchant account and check the next billing date. Freezing or closing a card does not cancel the merchant subscription.
- Declined or unfamiliar transactions
- Check the decline reason, balance, limits and activation status. For an unfamiliar payment, use the available card-lock control and notify official support promptly.
- What to prepare for support
- Prepare the merchant, date, amount, currency, transaction ID, status and refund reference. Ask support for the destination, expected posting date and dispute deadline. Do not send a full card number or wallet secret.
Brand and custody
- Card issuer / operator
- Signify Holdings (Rain) card-issuance partner; licensed institution varies
- Custody of funded balances
- Official confirmation needed
Users control private keys and funds until spending. Card KYC is separate from wallet ownership, and using Earn exposes funds to separate protocol risks.
An alternative to compare
Compare Solid Core if a stated USDC cashback rate matters more than Tuyo’s random purchase coverage.
Check regional termsOfficial documentation & sources
Official sources
FAQ ↗
리워드 ↗
Solid fees and limits by tier ↗
Solid rewards and qualification requirements ↗
Catalog dated 7 Sep 2026 · supplemental facts checked 8 Sep 2026

