Tuyo / Card review

Crypto payment card

Tuyo Card

A self-custody virtual Visa spending USDC on Base.

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Official product image · Designs may vary by country and tier.

Before you apply

Selected tier / planStandardTuyo Card

Select where you live, not your travel destination.

Check regional terms

Choose your residence first

Important to check

  • A listed country does not guarantee personal approval.
  • Check identity, address, documentation and delivery requirements.

Regional availability is not individual approval. Figures refer to the selected card/plan; check tier, identity-document and delivery conditions.

Documents & application →

Features & benefits

Spend Base USDC with a virtual card and optional Earn balance access.

Rewards · first band
No fixed cashback rate
Spending preferences
Spend funded balance
Custody model
Wallet-based

Read the conditions behind the figures · Fees & benefit conditions ↓

A good fit if

  • For Base USDC users paying online or by phone who want USD purchases without a card transaction fee.

The tradeoff

  • No physical card, ATM or PIN support; TUYOs are nontradable points and randomly covered purchases provide no fixed cashback rate.
Virtual card
Listed · check region and plan
Physical card
Not offered for this program
Apple Pay
Listed · check region and plan
Google Pay
Listed · check region and plan
How the card works
  • A self-custody virtual Visa spending USDC on Base.

Fees & benefit conditions

Card issuance fee
Virtual issuance $0
Maintenance / subscription
Monthly/annual fee $0
Foreign-currency fee
Non-USD FX spread up to about 1%

Read the conditions behind the figures

  • Spends Base USDC.
  • Physical cards, ATMs and PINs are not yet supported.
  • TUYOs are nontransferable, nontradable points.

Figures refer to the selected card and plan. Do not combine them with benefits of another pictured or listed tier.

Documents & application

Documents to prepare

Check accepted ID and any address evidence in the application for your residence and program.

Steps on the official site or app

  1. Create a Tuyo account and complete the card application and verification.
  2. Deposit through a supported network and convert to USDC on Base for card spending.
  3. Choose whether the card may use Earn balances; disabling this limits spending to USDC outside strategies.
  4. Add the virtual card to Apple Pay or Google Pay and check the spending limit in the app.

The official site opens in a new tab. Select the product and tier shown above. Identity checks and the final application take place with the provider.

Full details & support

Full details

Practical payment facts

Narrow by supported features · brand guidance, subject to regional and tier conditions.

Funding / spending assets
USDC
Supported networks
Base · Ethereum · Arbitrum · Optimism · Polygon
Balance / billing currency
USD
Conversion timing
At payment
Virtual card
Listed · check region and plan
Physical card
Not offered for this program
Apple Pay
Listed · check region and plan
Google Pay
Listed · check region and plan
Recurring payments
Official confirmation needed
Refunds & support

A fixed processing time and return currency were not established for this program. Check the transaction and contact official support using the steps below.

Cancellations, refunds and support
Request a cancellation or return from the merchant and obtain a confirmation or refund reference. Record whether the card transaction is pending or settled.
Cancellation and subscriptions
Cancel subscriptions in the merchant account and check the next billing date. Freezing or closing a card does not cancel the merchant subscription.
Declined or unfamiliar transactions
Check the decline reason, balance, limits and activation status. For an unfamiliar payment, use the available card-lock control and notify official support promptly.
What to prepare for support
Prepare the merchant, date, amount, currency, transaction ID, status and refund reference. Ask support for the destination, expected posting date and dispute deadline. Do not send a full card number or wallet secret.
Official help and support ↗
Brand and custody
Card issuer / operator
Signify Holdings (Rain) card-issuance partner; licensed institution varies
Custody of funded balances
Official confirmation needed

Users control private keys and funds until spending. Card KYC is separate from wallet ownership, and using Earn exposes funds to separate protocol risks.

An alternative to compare
Solid Card — Core ↗

Compare Solid Core if a stated USDC cashback rate matters more than Tuyo’s random purchase coverage.

Check regional terms
Compare both cards →

Official documentation & sources

Official sources