Standard

Rewards · first band

No fixed cashback rate

Foreign-currency fee

Non-USD FX spread up to about 1%

Card issuance fee

Virtual issuance $0

Maintenance / subscription

Monthly/annual fee $0

Spend funded balance · USDC

Deposit through a supported network and convert to USDC on Base for card spending.

Before you apply

A listed country does not guarantee personal approval. Check identity, address, documentation and delivery requirements.

Regional availability is not individual approval. Figures refer to the selected card/plan; check tier, identity-document and delivery conditions.

A fixed processing time and return currency were not established for this program. Check the transaction and contact official support using the steps below.

Cancellations, refunds and support

Request a cancellation or return from the merchant and obtain a confirmation or refund reference. Record whether the card transaction is pending or settled.

Cancellation and subscriptions

Cancel subscriptions in the merchant account and check the next billing date. Freezing or closing a card does not cancel the merchant subscription.

Declined or unfamiliar transactions

Check the decline reason, balance, limits and activation status. For an unfamiliar payment, use the available card-lock control and notify official support promptly.

What to prepare for support

Prepare the merchant, date, amount, currency, transaction ID, status and refund reference. Ask support for the destination, expected posting date and dispute deadline. Do not send a full card number or wallet secret.

Brand and custody

Card issuer / operator

Signify Holdings (Rain) card-issuance partner; licensed institution varies

Custody of funded balances

Official confirmation needed

Users control private keys and funds until spending. Card KYC is separate from wallet ownership, and using Earn exposes funds to separate protocol risks.