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Hyperbeat Pay / Card review
Crypto payment card
Hyperbeat Pay Physical
A self-custody card with direct stablecoin spending and crypto-backed credit.
Before you apply
Selected tier / planStandardHyperbeat Pay Physical
Select where you live, not your travel destination.
Choose your residence first
Important to check
- A listed country does not guarantee personal approval.
- Check identity, address, documentation and delivery requirements.
Regional availability is not individual approval. Figures refer to the selected card/plan; check tier, identity-document and delivery conditions.
Documents & application →Features & benefits
Add a card in hand to Hyperbeat’s Direct Pay or Credit setup.
- Rewards · first band
- Base 0.20%
- Spending preferences
- Credit / collateral conditions
- Custody model
- Wallet-based
Read the conditions behind the figures · Fees & benefit conditions ↓
A good fit if
- For Hyperbeat users wanting physical checkout access while spending USDC/USDT directly or using portfolio-backed credit.
The tradeoff
- Physical issuance and delivery terms need confirmation; the format does not establish better cashback than the virtual card.
- Virtual card
- Not offered for this program
- Physical card
- Listed · check region and plan
- Apple Pay
- Official confirmation needed
- Google Pay
- Official confirmation needed
How the card works
- A self-custody card with direct stablecoin spending and crypto-backed credit.
Fees & benefit conditions
- Card issuance fee
- Check issuance in-app
- Maintenance / subscription
- Tariff unverified
- Foreign-currency fee
- FX tariff unverified
Read the conditions behind the figures
- Base 0.20%; holding/spend boosts reach 1%.
- Up to 12% requires trading-volume conditions and spending caps.
Figures refer to the selected card and plan. Do not combine them with benefits of another pictured or listed tier.
Items to verify and where to check · 3
- Foreign-currency feeCheck in the app / applicationThe Hyperbeat homepage FAQ says conversion fees are shown before a transaction. The Pay documentation supplies no fixed FX rate; review the conversion quote and card terms at app.hyperbeat.org/pay.
- Card issuance feeAmount not stated in reviewed official sourcesThe reviewed Hyperbeat Pay documentation does not specify virtual and physical card issuance fees. Open app.hyperbeat.org/pay, select the card format and review its card terms and fees.
- Maintenance / subscriptionAmount not stated in reviewed official sourcesThe reviewed Hyperbeat Pay documentation does not specify virtual and physical card annual fees. Open app.hyperbeat.org/pay, select the card format and review its card terms and fees.
Fields reviewed · 2026-09-09
Documents & application
Documents to prepare
Check accepted ID and any address evidence in the application for your residence and program.
Steps on the official site or app
- Register for Hyperbeat Pay and connect your wallet; the Liquid Bank account uses a HyperEVM smart wallet.
- Select Direct Pay for funded stablecoin spending or Credit Mode for collateral-backed spending.
- For Credit Mode, choose supported collateral and your authorized limit, then review Morpho borrowing and liquidation terms.
- Check issuance eligibility and fees in the app and configure the available virtual or physical card.
The official site opens in a new tab. Select the product and tier shown above. Identity checks and the final application take place with the provider.
Full details & support
Full details
Practical payment facts
Narrow by supported features · brand guidance, subject to regional and tier conditions.
- Funding / spending assets
- USDC · USDT · BTC · HYPE · ETH · SOL · beHYPE · USD+
- Supported networks
- HyperEVM · Bitcoin · Ethereum · Solana
- Balance / billing currency
- USD
- Conversion timing
- Depends on region or payment mode
- Virtual card
- Not offered for this program
- Physical card
- Listed · check region and plan
- Apple Pay
- Official confirmation needed
- Google Pay
- Official confirmation needed
- Recurring payments
- Official confirmation needed
Refunds & support
A fixed processing time and return currency were not established for this program. Check the transaction and contact official support using the steps below.
- Cancellations, refunds and support
- Request a cancellation or return from the merchant and obtain a confirmation or refund reference. Record whether the card transaction is pending or settled.
- Cancellation and subscriptions
- Cancel subscriptions in the merchant account and check the next billing date. Freezing or closing a card does not cancel the merchant subscription.
- Declined or unfamiliar transactions
- Check the decline reason, balance, limits and activation status. For an unfamiliar payment, use the available card-lock control and notify official support promptly.
- What to prepare for support
- Prepare the merchant, date, amount, currency, transaction ID, status and refund reference. Ask support for the destination, expected posting date and dispute deadline. Do not send a full card number or wallet secret.
Brand and custody
- Card issuer / operator
- Official confirmation needed
- Custody of funded balances
- Official confirmation needed
The account is a self-custodial smart wallet controlled by a passkey. Credit Mode uses collateral in Morpho markets on HyperEVM and carries borrowing and liquidation conditions.
An alternative to compare
Use Virtual for online or phone checkout if you do not need a physical card.
Check regional termsOfficial documentation & sources
Official sources
출시·구조 ↗
캐시백 ↗
Hyperbeat homepage fee FAQ; answer inspected in public frontend script ↗
Hyperbeat Pay application ↗
Official information · Hyperbeat Pay Physical ↗
Catalog dated 7 Sep 2026 · supplemental facts checked 8 Sep 2026