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KuCard / Card review
Crypto payment card
KuCard AU
Virtual card for the KuCoin Australia account ecosystem.
- Rewards · first band
- 1% base equivalent in points
- Foreign-currency fee
- 1%
- Card issuance fee
- 0 USDC
- Maintenance / subscription
- No annual fee
Your selected card: before you apply.
Selected tier / planFirst virtual cardKuCard AU
Check regional termsChoose your residence first
- Documents to prepare
- Check accepted ID and any address evidence in the application for your residence and program.
- Cost to obtain the card
- 0 USDC
Maintenance / subscription: No annual fee
Steps on the official site or app
- For Australia, open KuCoin AU → Buy Crypto → KuCard → Apply Now.
- Complete identity and Australian address checks, accept terms, and submit expected monthly spending and residence.
- Fund a supported Funding, Trading or Financial account and check available card balance.
- Add the approved virtual card to Apple Pay or Google Pay.
The official site opens in a new tab. Select the product and tier shown above. Identity checks and the final application take place with the provider.
Why choose this card
A virtual Mastercard for Australian KuCoin users.
A good fit if
For verified Australian residents spending supported KuCoin AU account assets with USDC settlement.
The tradeoff
No physical card; FX, transaction charges and conversion spread stack together.
For an Australian physical-card option with USD500 and 1% WPAY eligibility.
Check regional termsView cards & plans2
Fees & rewards
First virtual card
- Rewards · first band
- 1% base equivalent in points
- Foreign-currency fee
- 1%
- Card issuance fee
- 0 USDC
- Maintenance / subscription
- No annual fee
Read the conditions behind the figures
USDC settlement carries 1% FX, 0.5% transaction fee and real-time spread. Inactivity is USDC2/month; additional virtual cards cost USDC9.99.
Figures refer to the selected card and plan. Do not combine them with benefits of another pictured or listed tier.
How the card works
Spend funded balance · USDC / BTC / ETH / XRP / USDT / KCS
Complete identity and Australian address checks, accept terms, and submit expected monthly spending and residence.
Before you apply
Check regional termsA listed country does not guarantee personal approval. Check identity, address, documentation and delivery requirements.
Regional availability is not individual approval. Figures refer to the selected card/plan; check tier, identity-document and delivery conditions.
Refunds & support
A fixed processing time and return currency were not established for this program. Check the transaction and contact official support using the steps below.
- Cancellations, refunds and support
- Request a cancellation or return from the merchant and obtain a confirmation or refund reference. Record whether the card transaction is pending or settled.
- Cancellation and subscriptions
- Cancel subscriptions in the merchant account and check the next billing date. Freezing or closing a card does not cancel the merchant subscription.
- Declined or unfamiliar transactions
- Check the decline reason, balance, limits and activation status. For an unfamiliar payment, use the available card-lock control and notify official support promptly.
- What to prepare for support
- Prepare the merchant, date, amount, currency, transaction ID, status and refund reference. Ask support for the destination, expected posting date and dispute deadline. Do not send a full card number or wallet secret.
Practical payment facts
Narrow by supported features · brand guidance, subject to regional and tier conditions.
- Funding / spending assets
- USDC · BTC · ETH · XRP · USDT · KCS
- Supported networks
- Official confirmation needed
- Balance / billing currency
- USDC
- Conversion timing
- At payment
- Virtual card
- Listed · check region and plan
- Physical card
- Not offered for this program
- Apple Pay
- Listed · check region and plan
- Google Pay
- Listed · check region and plan
- Recurring payments
- Official confirmation needed
Brand and custody
- Card issuer / operator
- Official confirmation needed
- Custody of funded balances
- KuCoin AU account
AU cards can be temporarily frozen in app or web. KuCoin account restrictions also freeze associated cards.
Official sources
AU card ↗Fees ↗
Official terms · 2026-09-08 ↗
Official terms · 2026-09-08 ↗
Official terms · 2026-09-08 ↗
How to Earn KuCard Reward Points? — Australia ↗
KuCard Points Reward Program Terms and Conditions — Australia ↗
KuCard Rewards Points Program launch — July 16, 2026 ↗
Catalog dated 7 Sep 2026 · supplemental facts checked 8 Sep 2026