Plasma One / Card review
Self-custodial stablecoin Visa
Plasma One Lite
An invite-only card funded with USDT, USDC or USDG that spends your own onchain balance.
Before you apply
Selected tier / planLitePlasma One Lite
Select where you live, not your travel destination.
Choose your residence first
Important to check
- Invitation and KYC required; confirm issuance eligibility for your country.
- Current help pages qualify the homepage’s free-card and 2% claims with regional fees and cashback bands.
Regional availability is not individual approval. Figures refer to the selected card/plan; check tier, identity-document and delivery conditions.
Documents & application →Features & benefits
Try Plasma’s onchain spending balance without subscribing or locking XPL.
- Rewards · first band
- 2% base; monthly bands apply
- Spending preferences
- Spend your own onchain balance
- Custody model
- Wallet-based
Read the conditions behind the figures · Fees & benefit conditions ↓
A good fit if
- For lighter spending when you want Lite access without a subscription or token lock and accept rewards paid in XPL.
The tradeoff
- Lite omits a physical card; cashback steps down with spending, and rewards are paid in XPL rather than stablecoins.
- Virtual card
- Listed · check region and plan
- Physical card
- Official confirmation needed
- Apple Pay
- Listed · check region and plan
- Google Pay
- Listed · check region and plan
How the card works
- Lite pays 2% on the first $500/month, then 0.1%, in XPL.
- Spending bands apply across all cards on the account; a physical card is not included in Lite.
Fees & benefit conditions
- Card issuance fee
- One free virtual card
- Maintenance / subscription
- No subscription or XPL lock
- Foreign-currency fee
- Plasma 1% + Visa fee (typically about 1%)
Read the conditions behind the figures
- Lite requires no subscription or XPL lock.
- Rates can step down across monthly spending bands; check in-app help for exact bands and caps.
Figures refer to the selected card and plan. Do not combine them with benefits of another pictured or listed tier.
Documents & application
Documents to prepare
Check accepted ID and any address evidence in the application for your residence and program.
Steps on the official site or app
- Install Plasma One from the official download page
- Complete the account and card onboarding
- Open Tiers and review the current subscription or lock requirements
The official site opens in a new tab. Select the product and tier shown above. Identity checks and the final application take place with the provider.
Full details & support
Full details
Practical payment facts
Narrow by supported features · brand guidance, subject to regional and tier conditions.
- Funding / spending assets
- USDT · USDC · USDG
- Supported networks
- Official confirmation needed
- Balance / billing currency
- USD-denominated stablecoin balance
- Conversion timing
- Official confirmation needed
- Virtual card
- Listed · check region and plan
- Physical card
- Official confirmation needed
- Apple Pay
- Listed · check region and plan
- Google Pay
- Listed · check region and plan
- Recurring payments
- Official confirmation needed
Refunds & support
A fixed processing time and return currency were not established for this program. Check the transaction and contact official support using the steps below.
- Cancellations, refunds and support
- Request a cancellation or return from the merchant and obtain a confirmation or refund reference. Record whether the card transaction is pending or settled.
- Cancellation and subscriptions
- Cancel subscriptions in the merchant account and check the next billing date. Freezing or closing a card does not cancel the merchant subscription.
- Declined or unfamiliar transactions
- Check the decline reason, balance, limits and activation status. For an unfamiliar payment, use the available card-lock control and notify official support promptly.
- What to prepare for support
- Prepare the merchant, date, amount, currency, transaction ID, status and refund reference. Ask support for the destination, expected posting date and dispute deadline. Do not send a full card number or wallet secret.
Brand and custody
- Card issuer / operator
- Rain (product page); Third National named in rewards terms — confirm regional card agreement
- Custody of funded balances
- User-held stablecoin balance; Bridge provides regional global-account services
The backing stablecoins remain user-held and are not bank deposits. Rain issues the card, Bridge handles regional account services, and you can freeze the card in the app.
An alternative to compare
Choose Core if eligible AI purchases and its higher base rate justify a subscription or token lock.
Check regional termsOfficial documentation & sources
Official sources
plasma one rewards ↗
Plasma One — Supported countries and US states ↗
Plasma One — Account access ↗
Plasma One — Lite plan ↗
Plasma One — Fees ↗
Plasma One — Referral cashback ↗
Plasma One — How funds are held ↗
Plasma One — Add money ↗
Lite ↗
Plasma card FX markups and Visa fees ↗
Plasma One official download ↗
Plasma Core pricing and benefits ↗
Plasma Platinum introductory lock terms ↗
Catalog dated 7 Sep 2026 · supplemental facts checked 8 Sep 2026

