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WhiteBIT / Card review

Crypto payment card

WhiteBIT Nova USD Card

A USD virtual card provided by Hashbank for eligible WhiteBIT Global users.

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Official siteRequirements & steps
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Official product image · Designs may vary by country and tier.

Before you apply

Selected tier / planVirtual USDWhiteBIT Nova USD Card

Select where you live, not your travel destination.

Check regional terms

Choose your residence first

Important to check

  • A listed country does not guarantee personal approval.
  • Check identity, address, documentation and delivery requirements.

Regional availability is not individual approval. Figures refer to the selected card/plan; check tier, identity-document and delivery conditions.

Documents & application →

Features & benefits

Use WhiteBIT’s USD virtual card for chosen reward categories.

Rewards · first band
Selected categories 1–10%
Spending preferences
Spend funded balance
Custody model
Service account / loaded balance

Read the conditions behind the figures · Fees & benefit conditions ↓

A good fit if

  • For existing WhiteBIT users whose spending fits up to three selected categories and who want BTC or WBT rewards.

The tradeoff

  • Support lists 1.5% plus $0.20 per payment, conflicting with marketing; small purchases and unrewarded categories can erode value.
Virtual card
Listed · check region and plan
Physical card
Not offered for this program
Apple Pay
Listed · check region and plan
Google Pay
Listed · check region and plan
How the card works
  • A USD virtual card provided by Hashbank for eligible WhiteBIT Global users.

Fees & benefit conditions

Card issuance fee
Virtual issuance $0
Maintenance / subscription
Monthly maintenance $0; separate annual fee unconfirmed
Foreign-currency fee
1.5% conversion fee may apply

Read the conditions behind the figures

  • Detailed support tariff: 1.5% + $0.20 per payment.
  • Marketing FAQ still says 1% + $0.20; confirm in-app.
  • Choose up to three reward categories.

Figures refer to the selected card and plan. Do not combine them with benefits of another pictured or listed tier.

Items to verify and where to check · 1
  • Maintenance / subscriptionAmount not stated in reviewed official sourcesThe reviewed USD-card FAQ explicitly states zero monthly maintenance but does not list a separate annual fee. Check current fees and limits in WhiteBIT: Cards → USD Account / WhiteBIT USD Card.

Fields reviewed · 2026-09-09

Documents & application

Documents to prepare

Check accepted ID and any address evidence in the application for your residence and program.

Steps on the official site or app

  1. Open Cards in your WhiteBIT Global account and select USD Account or WhiteBIT USD Card.
  2. Submit any additional ID, selfie, source-of-funds questionnaire and address evidence required.
  3. Configure supported spending assets and currency preferences, checking conversion through USD.
  4. After issuance, manually enter the card details into Apple Wallet or Google Wallet and select reward categories.
Official siteOfficial help and support

The official site opens in a new tab. Select the product and tier shown above. Identity checks and the final application take place with the provider.

Full details & support

Full details

Practical payment facts

Narrow by supported features · brand guidance, subject to regional and tier conditions.

Funding / spending assets
USDT · USDC · BTC · ETH · XRP · SOL · NEAR · ADA · AVAX · WBT · EURI · DOGE
Supported networks
Official confirmation needed
Balance / billing currency
USD
Conversion timing
At payment
Virtual card
Listed · check region and plan
Physical card
Not offered for this program
Apple Pay
Listed · check region and plan
Google Pay
Listed · check region and plan
Recurring payments
Listed · check region and plan
Refunds & support

A fixed processing time and return currency were not established for this program. Check the transaction and contact official support using the steps below.

Cancellations, refunds and support
Request a cancellation or return from the merchant and obtain a confirmation or refund reference. Record whether the card transaction is pending or settled.
Cancellation and subscriptions
Cancel subscriptions in the merchant account and check the next billing date. Freezing or closing a card does not cancel the merchant subscription.
Declined or unfamiliar transactions
Check the decline reason, balance, limits and activation status. For an unfamiliar payment, use the available card-lock control and notify official support promptly.
What to prepare for support
Prepare the merchant, date, amount, currency, transaction ID, status and refund reference. Ask support for the destination, expected posting date and dispute deadline. Do not send a full card number or wallet secret.
Official help and support ↗
Brand and custody
Card issuer / operator
JSC Hash Bank
Custody of funded balances
WhiteBIT account custody; Hashbank card program

The app offers 2FA, biometrics, passkeys and card freezing. Funds use an exchange account rather than direct spending from an external self-custody wallet.

An alternative to compare
Kolo Card ↗

Compare Kolo’s advertised 2% BTC offer when WhiteBIT’s chosen categories miss your usual purchases.

Check regional terms
Compare both cards →

Official documentation & sources

Official sources
지원·발급 ↗
공식 카드 ↗
EUR/USD 별도 상품 ↗
Official terms · 2026-09-08 ↗
Kolo card and rewards ↗
Official information · WhiteBIT Nova USD Card ↗

Catalog dated 7 Sep 2026 · supplemental facts checked 8 Sep 2026

Official siteRequirements & steps