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WhiteBIT / Card review
Crypto payment card
WhiteBIT Nova USD Card
A USD virtual card provided by Hashbank for eligible WhiteBIT Global users.
- Rewards · first band
- Selected categories 1–10%
- Foreign-currency fee
- 1.5% conversion fee may apply
- Card issuance fee
- Virtual issuance $0
- Maintenance / subscription
- Monthly maintenance $0; separate annual fee unconfirmed
Your selected card: before you apply.
Selected tier / planVirtual USDWhiteBIT Nova USD Card
Check regional termsChoose your residence first
- Documents to prepare
- Check accepted ID and any address evidence in the application for your residence and program.
- Cost to obtain the card
- Virtual issuance $0
Maintenance / subscription: Monthly maintenance $0; separate annual fee unconfirmed
Items to verify and where to check · 1
- Maintenance / subscriptionAmount not stated in reviewed official sourcesThe reviewed USD-card FAQ explicitly states zero monthly maintenance but does not list a separate annual fee. Check current fees and limits in WhiteBIT: Cards → USD Account / WhiteBIT USD Card.
Fields reviewed · 2026-09-09
Steps on the official site or app
- Open Cards in your WhiteBIT Global account and select USD Account or WhiteBIT USD Card.
- Submit any additional ID, selfie, source-of-funds questionnaire and address evidence required.
- Configure supported spending assets and currency preferences, checking conversion through USD.
- After issuance, manually enter the card details into Apple Wallet or Google Wallet and select reward categories.
The official site opens in a new tab. Select the product and tier shown above. Identity checks and the final application take place with the provider.
Why choose this card
Use WhiteBIT’s USD virtual card for chosen reward categories.
A good fit if
For existing WhiteBIT users whose spending fits up to three selected categories and who want BTC or WBT rewards.
The tradeoff
Support lists 1.5% plus $0.20 per payment, conflicting with marketing; small purchases and unrewarded categories can erode value.
Compare Kolo’s advertised 2% BTC offer when WhiteBIT’s chosen categories miss your usual purchases.
Check regional termsOfficial sources · 2026.09.08
WhiteBIT Nova USD card ↗Nova USD detailed fees and limits ↗
Kolo card and rewards ↗
Fees & rewards
Virtual USD
- Rewards · first band
- Selected categories 1–10%
- Foreign-currency fee
- 1.5% conversion fee may apply
- Card issuance fee
- Virtual issuance $0
- Maintenance / subscription
- Monthly maintenance $0; separate annual fee unconfirmed
Read the conditions behind the figures
Detailed support tariff: 1.5% + $0.20 per payment. Marketing FAQ still says 1% + $0.20; confirm in-app. Choose up to three reward categories.
Figures refer to the selected card and plan. Do not combine them with benefits of another pictured or listed tier.
How the card works
Spend funded balance · USDT / USDC / BTC / ETH / XRP / SOL / NEAR / ADA / AVAX / WBT / EURI / DOGE
Submit any additional ID, selfie, source-of-funds questionnaire and address evidence required.
Before you apply
Check regional termsA listed country does not guarantee personal approval. Check identity, address, documentation and delivery requirements.
Regional availability is not individual approval. Figures refer to the selected card/plan; check tier, identity-document and delivery conditions.
Refunds & support
A fixed processing time and return currency were not established for this program. Check the transaction and contact official support using the steps below.
- Cancellations, refunds and support
- Request a cancellation or return from the merchant and obtain a confirmation or refund reference. Record whether the card transaction is pending or settled.
- Cancellation and subscriptions
- Cancel subscriptions in the merchant account and check the next billing date. Freezing or closing a card does not cancel the merchant subscription.
- Declined or unfamiliar transactions
- Check the decline reason, balance, limits and activation status. For an unfamiliar payment, use the available card-lock control and notify official support promptly.
- What to prepare for support
- Prepare the merchant, date, amount, currency, transaction ID, status and refund reference. Ask support for the destination, expected posting date and dispute deadline. Do not send a full card number or wallet secret.
Practical payment facts
Narrow by supported features · brand guidance, subject to regional and tier conditions.
- Funding / spending assets
- USDT · USDC · BTC · ETH · XRP · SOL · NEAR · ADA · AVAX · WBT · EURI · DOGE
- Supported networks
- Official confirmation needed
- Balance / billing currency
- USD
- Conversion timing
- At payment
- Virtual card
- Listed · check region and plan
- Physical card
- Not offered for this program
- Apple Pay
- Listed · check region and plan
- Google Pay
- Listed · check region and plan
- Recurring payments
- Listed · check region and plan
Brand and custody
- Card issuer / operator
- JSC Hash Bank
- Custody of funded balances
- WhiteBIT account custody; Hashbank card program
The app offers 2FA, biometrics, passkeys and card freezing. Funds use an exchange account rather than direct spending from an external self-custody wallet.
Official sources
지원·발급 ↗공식 카드 ↗
EUR/USD 별도 상품 ↗
Official terms · 2026-09-08 ↗
Official information · WhiteBIT Nova USD Card ↗
Catalog dated 7 Sep 2026 · supplemental facts checked 8 Sep 2026