Spain
Mexico
Brazil
Poland
Taiwan
Philippines
South Korea
Avici / Card review
Self-custody card
Avici Signature
A Visa credit card backed by USDC in a loan escrow contract.
Before you apply
Selected tier / planSignatureAvici Signature
Select where you live, not your travel destination.
Choose your residence first
Important to check
- Card funds secure credit and remain subject to contract terms.
- Country eligibility and base cashback are unverified.
Regional availability is not individual approval. Figures refer to the selected card/plan; check tier, identity-document and delivery conditions.
Documents & application →Features & benefits
USDC-secured credit with lower card-program ATM charges.
- Rewards · first band
- Purchase reward rate unpublished; referrals separate
- Spending preferences
- USDC-secured credit
- Custody model
- Wallet-based
Read the conditions behind the figures · Fees & benefit conditions ↓
A good fit if
- For regular cash withdrawals: Signature lists $0 ATM withdrawal fees, with a $250 daily withdrawal limit.
The tradeoff
- USDC backs credit in escrow; $20 annual renewal starts in year two, and issuer-funded free lounge visits are unavailable.
- Virtual card
- Listed · check region and plan
- Physical card
- Listed · check region and plan
- Apple Pay
- Listed · check region and plan
- Google Pay
- Listed · check region and plan
How the card works
- Platinum virtual starts at $15.
- Online and mobile-wallet payments are supported.
Fees & benefit conditions
- Card issuance fee
- Virtual $30 / physical $75; includes year one
- Maintenance / subscription
- $20/year from year two
- Foreign-currency fee
- 0% Avici; Visa non-USD 0.4–1%
Read the conditions behind the figures
- First-year virtual $30 or physical $75 includes the first year; $20/year thereafter.
- Issuer-provided free lounge visits are currently unavailable; regional lounge access can be paid.
Figures refer to the selected card and plan. Do not combine them with benefits of another pictured or listed tier.
Items to verify and where to check · 1
- Rewards · first bandAmount not stated in reviewed official sourcesThe official home promotes Visa benefits and miles without an earning rate. Referral documentation covers commission on referred card purchases; it does not establish a 0% purchase-cashback rate.
Fields reviewed · 2026-09-09
Documents & application
Documents to prepare
Check accepted ID and any address evidence in the application for your residence and program.
Steps on the official site or app
- Install the app from the official page and tap Get Card
- Choose the card and payment network; pay the order charge in USDC
- Complete Sumsub verification to activate; contact in-app support for a refund if verification is not completed or passed
The official site opens in a new tab. Select the product and tier shown above. Identity checks and the final application take place with the provider.
Full details & support
Full details
Practical payment facts
Narrow by supported features · brand guidance, subject to regional and tier conditions.
- Funding / spending assets
- USDC
- Supported networks
- Official confirmation needed
- Balance / billing currency
- USD credit balance
- Conversion timing
- Depends on region or payment mode
- Virtual card
- Listed · check region and plan
- Physical card
- Listed · check region and plan
- Apple Pay
- Listed · check region and plan
- Google Pay
- Listed · check region and plan
- Recurring payments
- Official confirmation needed
Refunds & support
A fixed processing time and return currency were not established for this program. Check the transaction and contact official support using the steps below.
- Cancellations, refunds and support
- Request a cancellation or return from the merchant and obtain a confirmation or refund reference. Record whether the card transaction is pending or settled.
- Cancellation and subscriptions
- Cancel subscriptions in the merchant account and check the next billing date. Freezing or closing a card does not cancel the merchant subscription.
- Declined or unfamiliar transactions
- Check the decline reason, balance, limits and activation status. For an unfamiliar payment, use the available card-lock control and notify official support promptly.
- What to prepare for support
- Prepare the merchant, date, amount, currency, transaction ID, status and refund reference. Ask support for the destination, expected posting date and dispute deadline. Do not send a full card number or wallet secret.
Brand and custody
- Card issuer / operator
- Official confirmation needed
- Custody of funded balances
- User-owned Loan Escrow smart contract; withdrawals for attested card charges are authorized
USDC sits in a user-owned contract, with withdrawals authorized for attested card charges. Spent USDC is liquidated later for settlement, so this differs from an ordinary prepaid balance.
An alternative to compare
Choose Platinum for occasional online purchases if avoiding Signature’s recurring annual fee matters more.
Check regional termsOfficial documentation & sources
Official sources
USDC escrow and card credit structure ↗
Platinum Virtual price and advertised FX markup ↗
Legal FX ceiling ↗
Card country restrictions requiring confirmation ↗
Avici — Referral terms ↗
Qualification and first-year fee ↗
Official terms · 2026-09-08 ↗
Mobile wallet usage ↗
Catalog dated 7 Sep 2026 · supplemental facts checked 8 Sep 2026