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Avici / Card review
Self-custody card
Avici Platinum
A Visa credit card backed by USDC in a loan escrow contract.
- Rewards · first band
- Purchase reward rate unpublished; referrals separate
- Foreign-currency fee
- 0% Avici; Visa non-USD 0.4–1%
- Card issuance fee
- First virtual $15 / physical $50
- Maintenance / subscription
- No recurring Platinum annual fee
Your selected card: before you apply.
Selected tier / planPlatinumAvici Platinum
Check regional termsChoose your residence first
- Documents to prepare
- Check accepted ID and any address evidence in the application for your residence and program.
- Cost to obtain the card
- First virtual $15 / physical $50
Maintenance / subscription: No recurring Platinum annual fee
Items to verify and where to check · 1
- Rewards · first bandAmount not stated in reviewed official sourcesThe official home promotes Visa benefits and miles without an earning rate. Referral documentation covers commission on referred card purchases; it does not establish a 0% purchase-cashback rate.
Fields reviewed · 2026-09-09
Steps on the official site or app
- Install the app from the official page and tap Get Card
- Choose the card and payment network; pay the order charge in USDC
- Complete Sumsub verification to activate; contact in-app support for a refund if verification is not completed or passed
The official site opens in a new tab. Select the product and tier shown above. Identity checks and the final application take place with the provider.
Official sources · 2026-09-09
USDC escrow and settlement ↗Fees ↗
Ordering and verification ↗
Card formats ↗
Mobile wallet usage ↗
Countries ↗
Why choose this card
Basic USDC-secured credit for online and mobile-wallet payments.
A good fit if
For users willing to place USDC in loan escrow and pay $15 for their first Platinum virtual card.
The tradeoff
Escrowed USDC backs credit; Platinum ATM withdrawals cost $1 plus 0.65%, and Visa may charge for non-USD payments.
Choose Signature for repeated ATM use with $0 Avici withdrawal fees, within its daily limit.
Check regional termsFees & rewards
Platinum
- Rewards · first band
- Purchase reward rate unpublished; referrals separate
- Foreign-currency fee
- 0% Avici; Visa non-USD 0.4–1%
- Card issuance fee
- First virtual $15 / physical $50
- Maintenance / subscription
- No recurring Platinum annual fee
Read the conditions behind the figures
Additional virtual cards cost $10. Visa non-USD fees of 0.4–1% can apply despite 0% Avici FX markup. The order fee is charged before verification.
Figures refer to the selected card and plan. Do not combine them with benefits of another pictured or listed tier.
How the card works
USDC-secured credit · USDC
Choose the card and payment network; pay the order charge in USDC
Before you apply
Check regional termsCard funds secure credit and remain subject to contract terms. Country eligibility and base cashback are unverified.
Regional availability is not individual approval. Figures refer to the selected card/plan; check tier, identity-document and delivery conditions.
Refunds & support
A fixed processing time and return currency were not established for this program. Check the transaction and contact official support using the steps below.
- Cancellations, refunds and support
- Request a cancellation or return from the merchant and obtain a confirmation or refund reference. Record whether the card transaction is pending or settled.
- Cancellation and subscriptions
- Cancel subscriptions in the merchant account and check the next billing date. Freezing or closing a card does not cancel the merchant subscription.
- Declined or unfamiliar transactions
- Check the decline reason, balance, limits and activation status. For an unfamiliar payment, use the available card-lock control and notify official support promptly.
- What to prepare for support
- Prepare the merchant, date, amount, currency, transaction ID, status and refund reference. Ask support for the destination, expected posting date and dispute deadline. Do not send a full card number or wallet secret.
Practical payment facts
Narrow by supported features · brand guidance, subject to regional and tier conditions.
- Funding / spending assets
- USDC
- Supported networks
- Official confirmation needed
- Balance / billing currency
- USD credit balance
- Conversion timing
- Depends on region or payment mode
- Virtual card
- Listed · check region and plan
- Physical card
- Listed · check region and plan
- Apple Pay
- Listed · check region and plan
- Google Pay
- Listed · check region and plan
- Recurring payments
- Official confirmation needed
Brand and custody
- Card issuer / operator
- Official confirmation needed
- Custody of funded balances
- User-owned Loan Escrow smart contract; withdrawals for attested card charges are authorized
USDC sits in a user-owned contract, with withdrawals authorized for attested card charges. Spent USDC is liquidated later for settlement, so this differs from an ordinary prepaid balance.
Official sources
Retail card, self-custody and use cases ↗USDC escrow and card credit structure ↗
Platinum Virtual price and advertised FX markup ↗
Legal FX ceiling ↗
Card country restrictions requiring confirmation ↗
Avici — Referral terms ↗
Card options ↗
Official terms · 2026-09-08 ↗
Catalog dated 7 Sep 2026 · supplemental facts checked 8 Sep 2026