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Avici / Card review

Self-custody card

Avici Platinum

A Visa credit card backed by USDC in a loan escrow contract.

Check regional terms
Official siteRequirements & steps
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Official product image · Designs may vary by country and tier.

Before you apply

Selected tier / planPlatinumAvici Platinum

Select where you live, not your travel destination.

Check regional terms

Choose your residence first

Important to check

  • Card funds secure credit and remain subject to contract terms.
  • Country eligibility and base cashback are unverified.

Regional availability is not individual approval. Figures refer to the selected card/plan; check tier, identity-document and delivery conditions.

Documents & application →

Features & benefits

Basic USDC-secured credit for online and mobile-wallet payments.

Rewards · first band
Purchase reward rate unpublished; referrals separate
Spending preferences
USDC-secured credit
Custody model
Wallet-based

Read the conditions behind the figures · Fees & benefit conditions ↓

A good fit if

  • For users willing to place USDC in loan escrow and pay $15 for their first Platinum virtual card.

The tradeoff

  • Escrowed USDC backs credit; Platinum ATM withdrawals cost $1 plus 0.65%, and Visa may charge for non-USD payments.
Virtual card
Listed · check region and plan
Physical card
Listed · check region and plan
Apple Pay
Listed · check region and plan
Google Pay
Listed · check region and plan
How the card works
  • Platinum virtual starts at $15.
  • Online and mobile-wallet payments are supported.
View cards & plans2

Fees & benefit conditions

Card issuance fee
First virtual $15 / physical $50
Maintenance / subscription
No recurring Platinum annual fee
Foreign-currency fee
0% Avici; Visa non-USD 0.4–1%

Read the conditions behind the figures

  • Additional virtual cards cost $10.
  • Visa non-USD fees of 0.4–1% can apply despite 0% Avici FX markup.
  • The order fee is charged before verification.

Figures refer to the selected card and plan. Do not combine them with benefits of another pictured or listed tier.

Items to verify and where to check · 1
  • Rewards · first bandAmount not stated in reviewed official sourcesThe official home promotes Visa benefits and miles without an earning rate. Referral documentation covers commission on referred card purchases; it does not establish a 0% purchase-cashback rate.

Fields reviewed · 2026-09-09

Documents & application

Documents to prepare

Check accepted ID and any address evidence in the application for your residence and program.

Steps on the official site or app

  1. Install the app from the official page and tap Get Card
  2. Choose the card and payment network; pay the order charge in USDC
  3. Complete Sumsub verification to activate; contact in-app support for a refund if verification is not completed or passed
Official siteOfficial help and support

The official site opens in a new tab. Select the product and tier shown above. Identity checks and the final application take place with the provider.

Full details & support

Full details

Practical payment facts

Narrow by supported features · brand guidance, subject to regional and tier conditions.

Funding / spending assets
USDC
Supported networks
Official confirmation needed
Balance / billing currency
USD credit balance
Conversion timing
Depends on region or payment mode
Virtual card
Listed · check region and plan
Physical card
Listed · check region and plan
Apple Pay
Listed · check region and plan
Google Pay
Listed · check region and plan
Recurring payments
Official confirmation needed
Refunds & support

A fixed processing time and return currency were not established for this program. Check the transaction and contact official support using the steps below.

Cancellations, refunds and support
Request a cancellation or return from the merchant and obtain a confirmation or refund reference. Record whether the card transaction is pending or settled.
Cancellation and subscriptions
Cancel subscriptions in the merchant account and check the next billing date. Freezing or closing a card does not cancel the merchant subscription.
Declined or unfamiliar transactions
Check the decline reason, balance, limits and activation status. For an unfamiliar payment, use the available card-lock control and notify official support promptly.
What to prepare for support
Prepare the merchant, date, amount, currency, transaction ID, status and refund reference. Ask support for the destination, expected posting date and dispute deadline. Do not send a full card number or wallet secret.
Official help and support ↗
Brand and custody
Card issuer / operator
Official confirmation needed
Custody of funded balances
User-owned Loan Escrow smart contract; withdrawals for attested card charges are authorized

USDC sits in a user-owned contract, with withdrawals authorized for attested card charges. Spent USDC is liquidated later for settlement, so this differs from an ordinary prepaid balance.

An alternative to compare
Avici Signature ↗

Choose Signature for repeated ATM use with $0 Avici withdrawal fees, within its daily limit.

Check regional terms
Compare both cards →

Official documentation & sources

Official sources
Retail card, self-custody and use cases ↗
USDC escrow and card credit structure ↗
Platinum Virtual price and advertised FX markup ↗
Legal FX ceiling ↗
Card country restrictions requiring confirmation ↗
Avici — Referral terms ↗
Card options ↗
Official terms · 2026-09-08 ↗
Mobile wallet usage ↗

Catalog dated 7 Sep 2026 · supplemental facts checked 8 Sep 2026

Official siteRequirements & steps