Spain
Mexico
Brazil
Poland
Taiwan
Philippines
South Korea
Coinbase / Card review
Crypto payment card
Coinbase Card
US Visa prepaid debit card funded by cash or crypto held at Coinbase.
Before you apply
Selected tier / planUS prepaid debitCoinbase Card
Select where you live, not your travel destination.
Choose your residence first
Important to check
- A listed country does not guarantee personal approval.
- Check identity, address, documentation and delivery requirements.
Regional availability is not individual approval. Figures refer to the selected card/plan; check tier, identity-document and delivery conditions.
Documents & application →Features & benefits
Spend US Coinbase balances without a credit application.
- Rewards · first band
- Check in the app / application
- Spending preferences
- Spend funded balance
- Custody model
- Service account / loaded balance
Read the conditions behind the figures · Fees & benefit conditions ↓
A good fit if
- For US residents outside Hawaii who want debit spending from USD, USDC or supported crypto.
The tradeoff
- Reward rates rotate; crypto-funded purchases carry a conversion spread.
- Virtual card
- Listed · check region and plan
- Physical card
- Listed · check region and plan
- Apple Pay
- Listed · check region and plan
- Google Pay
- Listed · check region and plan
How the card works
- US Visa prepaid debit card funded by cash or crypto held at Coinbase.
View cards & plans2
Fees & benefit conditions
- Card issuance fee
- No application fee
- Maintenance / subscription
- 0 USD annual fee
- Foreign-currency fee
- 0% · network exchange rate
Read the conditions behind the figures
- Reward assets and rates rotate in app.
- Coinbase charges no spending fee; crypto conversion spread applies.
Figures refer to the selected card and plan. Do not combine them with benefits of another pictured or listed tier.
Items to verify and where to check · 1
- Rewards · first bandCheck in the app / applicationUS debit reward rate is explicitly variable; Coinbase directs users to the app for the current rate.
Fields reviewed · 2026-09-09
Documents & application
Documents to prepare
Check accepted ID and any address evidence in the application for your residence and program.
Steps on the official site or app
- For debit, open Card, complete address and identity checks, accept disclosures, and choose a reward asset.
- Fund via Card → Add Funds; activate the delivered physical card with its number and CVV.
- US debit supports Apple Wallet and Google Pay; a PIN may be required.
The official site opens in a new tab. Select the product and tier shown above. Identity checks and the final application take place with the provider.
Full details & support
Full details
Practical payment facts
Narrow by supported features · brand guidance, subject to regional and tier conditions.
- Funding / spending assets
- USD · USDC · supported Coinbase cryptocurrencies
- Supported networks
- Official confirmation needed
- Balance / billing currency
- USD
- Conversion timing
- At payment
- Virtual card
- Listed · check region and plan
- Physical card
- Listed · check region and plan
- Apple Pay
- Listed · check region and plan
- Google Pay
- Listed · check region and plan
- Recurring payments
- Official confirmation needed
Refunds & support
US Coinbase debit card only, excluding Hawaii.
- Cancellations, refunds and support
- Ask the merchant to refund the original card and retain the receipt/ARN. Refunds to a replaced card usually route to its replacement.
- How long does it take?
- Many refunds post within 5–10 business days, depending on merchant/network. Request tracing with the receipt after the quoted window.
- Where is it returned?
- US terms return purchase refunds to the USD Wallet in fiat. Hold releases are separate and may use the selected spending asset and exchange rate at release.
- Cancellation and subscriptions
- Report loss/theft through Card → Coinbase Card support to deactivate and replace the card. Card → Lock card is temporary; ask card support about permanent closure.
- Declined or unfamiliar transactions
- Check available funds, holds, lock status and the in-app decline reason. A visible deposit may remain unavailable for spending; check limits through Card → Support.
- What to prepare for support
- US debit support: 1-844-208-5005 or card@coinbase.com. Provide merchant, date, amount and refund evidence.
Coinbase US user agreement — debit and credit terms ↗
Coinbase debit security and replacement ↗
Coinbase US debit funding, limits and issuer ↗
2026.09.08 · Based on official documentation · not a firsthand payment test
Brand and custody
- Card issuer / operator
- Pathward, N.A.
- Custody of funded balances
- Coinbase account
US debit provides two-factor authentication, card freezing and PIN changes.
An alternative to compare
For paid One members seeking Bitcoin rewards through separately approved credit.
Check regional termsOfficial documentation & sources
Official sources
Official terms · 2026-09-08 ↗
Official terms · 2026-09-08 ↗
Coinbase Card Terms — official currently linked Pathward agreements ↗
Coinbase US Pathward Cardholder Agreement and Long Form fees — October 14, 2024 ↗
Coinbase debit card fees and taxes ↗
Coinbase Card debit overview ↗
US debit mobile wallets ↗
One credit overview ↗
One credit fees ↗
US agreement and One issuer ↗
coinbase · official terms ↗
Official information · Coinbase Card ↗
Catalog dated 7 Sep 2026 · supplemental facts checked 8 Sep 2026
Official terms reviewed · 2026-09-21
The review date applies to the fields below. Check the source for regional and tier differences and later changes.
- US debit card
- US debit card, excluding Hawaii. Rewards and spending/ATM limits are genuinely variable and shown in the individual app. No Coinbase transaction fee; crypto conversion spreads apply.