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Crypto.com / Card review
Regional programs · Prepaid card
Crypto.com Icy White / Rose Gold
A prepaid card that uses a balance you load before spending.
- Rewards · first band
- 3.5% first $3,000/month, then 0.5%
- Foreign-currency fee
- 0% card FX surcharge; other fees/spread separate
- Card issuance fee
- Private first physical issuance: check regional quote
- Maintenance / subscription
- No card annual fee; separate CRO lockup requirement
Your selected card: before you apply.
Selected tier / planLevel Up Private — $50,000Crypto.com Icy White / Rose Gold
Invitation / application conditionsNew applications are restricted. Check products currently accepting applications.
- Documents to prepare
- Check accepted ID and any address evidence in the application for your residence and program.
- Cost to obtain the card
- Private first physical issuance: check regional quote
Maintenance / subscription: No card annual fee; separate CRO lockup requirement
Items to verify and where to check · 1
- Card issuance feeCheck regional / product termsThe reviewed European fee table does not specify initial Private physical issuance. Higher-plan upgrade reissuance waivers are distinct from first issuance and shipping.
Fields reviewed · 2026-09-09
Why choose this card
Consider Icy/Rose only if a large CRO commitment already fits your plans.
A good fit if
Choose Icy/Rose if a $50,000 CRO commitment and Private benefits fit your plans independently of card cashback.
The tradeoff
CRO stays locked/staked for 12 months with price risk; the general 3.5% band ends at $3,000 monthly. Brazil caps remain unconfirmed.
Choose Pro's subscription if its rewards suffice and you want to avoid the Private CRO commitment.
Check regional termsView cards & plans5
Fees & rewards
Level Up Private — $50,000
- Rewards · first band
- 3.5% first $3,000/month, then 0.5%
- Foreign-currency fee
- 0% card FX surcharge; other fees/spread separate
- Card issuance fee
- Private first physical issuance: check regional quote
- Maintenance / subscription
- No card annual fee; separate CRO lockup requirement
Read the conditions behind the figures
Requires a 12-month $50,000 CRO lockup/stake. Locked capital is not an issuance or annual fee and remains exposed to CRO price changes.
Figures refer to the selected card and plan. Do not combine them with benefits of another pictured or listed tier.
How the card works
Preload card balance · BTC / ETH
Choose a Level Up plan, then Start next to Crypto.com Card
Before you apply
Invitation / application conditionsAccount availability does not establish card availability. Brazil and other regions require their own program checks.
Regional availability is not individual approval. Figures refer to the selected card/plan; check tier, identity-document and delivery conditions.
Refunds & support
A fixed processing time and return currency were not established for this program. Check the transaction and contact official support using the steps below.
- Cancellations, refunds and support
- Request a cancellation or return from the merchant and obtain a confirmation or refund reference. Record whether the card transaction is pending or settled.
- Cancellation and subscriptions
- Cancel subscriptions in the merchant account and check the next billing date. Freezing or closing a card does not cancel the merchant subscription.
- Declined or unfamiliar transactions
- Check the decline reason, balance, limits and activation status. For an unfamiliar payment, use the available card-lock control and notify official support promptly.
- What to prepare for support
- Prepare the merchant, date, amount, currency, transaction ID, status and refund reference. Ask support for the destination, expected posting date and dispute deadline. Do not send a full card number or wallet secret.
Practical payment facts
Narrow by supported features · brand guidance, subject to regional and tier conditions.
- Funding / spending assets
- BTC · ETH
- Supported networks
- Official confirmation needed
- Balance / billing currency
- Regional fiat; EUR in EU, GBP in UK
- Conversion timing
- At funding
- Virtual card
- Listed · check region and plan
- Physical card
- Listed · check region and plan
- Apple Pay
- Listed · check region and plan
- Google Pay
- Listed · check region and plan
- Recurring payments
- Listed · check region and plan
Brand and custody
- Card issuer / operator
- Official confirmation needed
- Custody of funded balances
- Official confirmation needed
Freeze through Card → More → Freeze Card and contact in-app support. Card balance is separate from the Cash Account; EU/UK top-ups cannot be transferred back to the Cash Account.
Official sources
유럽 발급국 · EU card countries ↗유럽 충전 · EU top-ups ↗
Brazil USD program ↗
Prepaid lineup ↗
Private benefits ↗
Reward caps ↗
EU fees and limits ↗
Basic subscription ↗
Application fees ↗
Official information · Crypto.com Icy White / Rose Gold ↗
Catalog dated 7 Sep 2026 · supplemental facts checked 8 Sep 2026