Crypto.com / Card review

Regional programs · Prepaid card

Crypto.com Ruby Steel

A prepaid card that uses a balance you load before spending.

Check regional terms
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Earlier brand design · current product may differ
01
Rewards · first band
1.5% CRO on first $750/month
02
Foreign-currency fee
Rate varies by issuing region and card; see regional terms
03
Card issuance fee
Physical EEA €24.99 / US $29.99; waiver conditions
04
Maintenance / subscription
Subscription $49.90/year or $4.99/month

Your selected card: before you apply.

Selected tier / planLevel Up PlusCrypto.com Ruby Steel

Check regional terms

Choose your residence first

Documents to prepare
Check accepted ID and any address evidence in the application for your residence and program.
Cost to obtain the card
Physical EEA €24.99 / US $29.99; waiver conditions
Maintenance / subscription: Subscription $49.90/year or $4.99/month

Steps on the official site or app

  1. Sign up and verify in the Crypto.com app
  2. Choose a Level Up plan, then Start next to Crypto.com Card
  3. Submit address and card name; request a physical card after virtual issuance if needed

The official site opens in a new tab. Select the product and tier shown above. Identity checks and the final application take place with the provider.

Official sources · 2026-09-09Current prepaid plans ↗
Prepaid card rewards and caps ↗
Apply for the prepaid card ↗
EU and UK card top-up ↗
Virtual card and physical activation ↗
Google Wallet regional support ↗
Freeze a Crypto.com card ↗
Level Up Private terms ↗
Join Level Up ↗

Why choose this card

A modest paid reward plan for spending within its smaller cap.

A good fit if

Choose Plus if spending fits the local cap and CRO rewards justify subscription; subscribing avoids a required CRO lockup.

The tradeoff

First check the active plan’s reward rate, monthly cap and regional FX costs. Where official sources disagree, confirm the terms in the app before comparing them with the subscription price.

An alternative to compareCrypto.com Midnight Blue ↗

Compare Basic if rewards cannot cover subscription; confirm your local program before choosing either.

Check regional terms
Compare both cards →
Official sources · 2026.09.08Current prepaid plans ↗
Prepaid card rewards and caps ↗
Join Level Up ↗
Apply for the prepaid card ↗
Brazil/LATAM regional fees — July 31, 2026 ↗
Crypto.com Prepaid Visa Card Fees and Limits — Europe ↗
Crypto.com US prepaid fees and limits ↗
Crypto.com EEA card tiers — EUR subscription and staking prices, checked 2026-09-09 ↗
View cards & plans5

Fees & rewards

Level Up Plus

Rewards · first band
1.5% CRO on first $750/month
Foreign-currency fee
Rate varies by issuing region and card; see regional terms
Card issuance fee
Physical EEA €24.99 / US $29.99; waiver conditions
Maintenance / subscription
Subscription $49.90/year or $4.99/month

Read the conditions behind the figures

Subscription prices and CRO lock/stake requirements vary by residence. Benefits follow the active plan, not the card colour. Check the regional price and issuance fee in the table above.

Figures refer to the selected card and plan. Do not combine them with benefits of another pictured or listed tier.

How the card works

Preload card balance · BTC / ETH

Choose a Level Up plan, then Start next to Crypto.com Card

Before you apply

Check regional terms

Account availability does not establish card availability. Brazil and other regions require their own program checks.

Regional availability is not individual approval. Figures refer to the selected card/plan; check tier, identity-document and delivery conditions.

Refunds & support

A fixed processing time and return currency were not established for this program. Check the transaction and contact official support using the steps below.

Cancellations, refunds and support
Request a cancellation or return from the merchant and obtain a confirmation or refund reference. Record whether the card transaction is pending or settled.
Cancellation and subscriptions
Cancel subscriptions in the merchant account and check the next billing date. Freezing or closing a card does not cancel the merchant subscription.
Declined or unfamiliar transactions
Check the decline reason, balance, limits and activation status. For an unfamiliar payment, use the available card-lock control and notify official support promptly.
What to prepare for support
Prepare the merchant, date, amount, currency, transaction ID, status and refund reference. Ask support for the destination, expected posting date and dispute deadline. Do not send a full card number or wallet secret.
Official help and support ↗

Practical payment facts

Narrow by supported features · brand guidance, subject to regional and tier conditions.

Funding / spending assets
BTC · ETH
Supported networks
Official confirmation needed
Balance / billing currency
Regional fiat; EUR in EU, GBP in UK
Conversion timing
At funding
Virtual card
Listed · check region and plan
Physical card
Listed · check region and plan
Apple Pay
Listed · check region and plan
Google Pay
Listed · check region and plan
Recurring payments
Listed · check region and plan

Brand and custody

Card issuer / operator
Official confirmation needed
Custody of funded balances
Official confirmation needed

Freeze through Card → More → Freeze Card and contact in-app support. Card balance is separate from the Cash Account; EU/UK top-ups cannot be transferred back to the Cash Account.

Official sources

유럽 발급국 · EU card countries ↗
유럽 충전 · EU top-ups ↗
Brazil USD program ↗
Prepaid lineup ↗
US prepaid fees ↗
EU fees and limits ↗
Basic subscription ↗
Application fees ↗
Rewards and benefits ↗
Crypto.com Brazil/LATAM USD prepaid fees ↗
Official information · Crypto.com Ruby Steel ↗

Catalog dated 7 Sep 2026 · supplemental facts checked 8 Sep 2026