Crypto.com / Card review
Regional programs · Prepaid card
Crypto.com Ruby Steel
A prepaid card that uses a balance you load before spending.

- Rewards · first band
- 1.5% CRO on first $750/month
- Foreign-currency fee
- Rate varies by issuing region and card; see regional terms
- Card issuance fee
- Physical EEA €24.99 / US $29.99; waiver conditions
- Maintenance / subscription
- Subscription $49.90/year or $4.99/month
Your selected card: before you apply.
Selected tier / planLevel Up PlusCrypto.com Ruby Steel
Check regional termsChoose your residence first
- Documents to prepare
- Check accepted ID and any address evidence in the application for your residence and program.
- Cost to obtain the card
- Physical EEA €24.99 / US $29.99; waiver conditions
Maintenance / subscription: Subscription $49.90/year or $4.99/month
Steps on the official site or app
- Sign up and verify in the Crypto.com app
- Choose a Level Up plan, then Start next to Crypto.com Card
- Submit address and card name; request a physical card after virtual issuance if needed
The official site opens in a new tab. Select the product and tier shown above. Identity checks and the final application take place with the provider.
Why choose this card
A modest paid reward plan for spending within its smaller cap.
A good fit if
Choose Plus if spending fits the local cap and CRO rewards justify subscription; subscribing avoids a required CRO lockup.
The tradeoff
First check the active plan’s reward rate, monthly cap and regional FX costs. Where official sources disagree, confirm the terms in the app before comparing them with the subscription price.
Compare Basic if rewards cannot cover subscription; confirm your local program before choosing either.
Check regional termsOfficial sources · 2026.09.08
Current prepaid plans ↗Prepaid card rewards and caps ↗
Join Level Up ↗
Apply for the prepaid card ↗
Brazil/LATAM regional fees — July 31, 2026 ↗
Crypto.com Prepaid Visa Card Fees and Limits — Europe ↗
Crypto.com US prepaid fees and limits ↗
Crypto.com EEA card tiers — EUR subscription and staking prices, checked 2026-09-09 ↗
View cards & plans5
Fees & rewards
Level Up Plus
- Rewards · first band
- 1.5% CRO on first $750/month
- Foreign-currency fee
- Rate varies by issuing region and card; see regional terms
- Card issuance fee
- Physical EEA €24.99 / US $29.99; waiver conditions
- Maintenance / subscription
- Subscription $49.90/year or $4.99/month
Read the conditions behind the figures
Subscription prices and CRO lock/stake requirements vary by residence. Benefits follow the active plan, not the card colour. Check the regional price and issuance fee in the table above.
Figures refer to the selected card and plan. Do not combine them with benefits of another pictured or listed tier.
How the card works
Preload card balance · BTC / ETH
Choose a Level Up plan, then Start next to Crypto.com Card
Before you apply
Check regional termsAccount availability does not establish card availability. Brazil and other regions require their own program checks.
Regional availability is not individual approval. Figures refer to the selected card/plan; check tier, identity-document and delivery conditions.
Refunds & support
A fixed processing time and return currency were not established for this program. Check the transaction and contact official support using the steps below.
- Cancellations, refunds and support
- Request a cancellation or return from the merchant and obtain a confirmation or refund reference. Record whether the card transaction is pending or settled.
- Cancellation and subscriptions
- Cancel subscriptions in the merchant account and check the next billing date. Freezing or closing a card does not cancel the merchant subscription.
- Declined or unfamiliar transactions
- Check the decline reason, balance, limits and activation status. For an unfamiliar payment, use the available card-lock control and notify official support promptly.
- What to prepare for support
- Prepare the merchant, date, amount, currency, transaction ID, status and refund reference. Ask support for the destination, expected posting date and dispute deadline. Do not send a full card number or wallet secret.
Practical payment facts
Narrow by supported features · brand guidance, subject to regional and tier conditions.
- Funding / spending assets
- BTC · ETH
- Supported networks
- Official confirmation needed
- Balance / billing currency
- Regional fiat; EUR in EU, GBP in UK
- Conversion timing
- At funding
- Virtual card
- Listed · check region and plan
- Physical card
- Listed · check region and plan
- Apple Pay
- Listed · check region and plan
- Google Pay
- Listed · check region and plan
- Recurring payments
- Listed · check region and plan
Brand and custody
- Card issuer / operator
- Official confirmation needed
- Custody of funded balances
- Official confirmation needed
Freeze through Card → More → Freeze Card and contact in-app support. Card balance is separate from the Cash Account; EU/UK top-ups cannot be transferred back to the Cash Account.
Official sources
유럽 발급국 · EU card countries ↗유럽 충전 · EU top-ups ↗
Brazil USD program ↗
Prepaid lineup ↗
US prepaid fees ↗
EU fees and limits ↗
Basic subscription ↗
Application fees ↗
Rewards and benefits ↗
Crypto.com Brazil/LATAM USD prepaid fees ↗
Official information · Crypto.com Ruby Steel ↗
Catalog dated 7 Sep 2026 · supplemental facts checked 8 Sep 2026

