Spain
Mexico
Brazil
Poland
Taiwan
Philippines
South Korea
Crypto.com / Card review
Regional programs · Prepaid card
Crypto.com Midnight Blue
A prepaid card that uses a balance you load before spending.
Before you apply
Selected tier / planLevel Up BasicCrypto.com Midnight Blue
Select where you live, not your travel destination.
Choose your residence first
Important to check
- Account availability does not establish card availability.
- Brazil and other regions require their own program checks.
Regional availability is not individual approval. Figures refer to the selected card/plan; check tier, identity-document and delivery conditions.
Documents & application →Features & benefits
Start with Basic when a paid reward plan adds little value.
- Rewards · first band
- Basic everyday spend 0%
- Spending preferences
- Preload card balance
- Custody model
- Service account / loaded balance
Read the conditions behind the figures · Fees & benefit conditions ↓
A good fit if
- Choose Basic for occasional prepaid spending through an eligible local program, without subscribing or locking CRO for rewards.
The tradeoff
- Everyday rewards are 0%; issuance and FX vary locally.
- Mexico, Taiwan, Philippines and Korea programs remain unconfirmed here.
- Virtual card
- Listed · check region and plan
- Physical card
- Listed · check region and plan
- Apple Pay
- Listed · check region and plan
- Google Pay
- Listed · check region and plan
How the card works
- The European program spends a EUR card balance.
- Verify available fiat and crypto funding routes in regional guidance and the app.
Fees & benefit conditions
- Card issuance fee
- No setup fee; physical EEA €4.99 / US $4.99
- Maintenance / subscription
- Basic plan free
- Foreign-currency fee
- Rate varies by issuing region and card; see regional terms
Read the conditions behind the figures
- Free Basic plan.
- Travel/promotional rewards are separate from the everyday rate; issuance and FX vary by region.
Figures refer to the selected card and plan. Do not combine them with benefits of another pictured or listed tier.
Documents & application
Documents to prepare
Check accepted ID and any address evidence in the application for your residence and program.
Steps on the official site or app
- Sign up and verify in the Crypto.com app
- Choose a Level Up plan, then Start next to Crypto.com Card
- Submit address and card name; request a physical card after virtual issuance if needed
The official site opens in a new tab. Select the product and tier shown above. Identity checks and the final application take place with the provider.
Full details & support
Full details
Practical payment facts
Narrow by supported features · brand guidance, subject to regional and tier conditions.
- Funding / spending assets
- BTC · ETH
- Supported networks
- Official confirmation needed
- Balance / billing currency
- Regional fiat; EUR in EU, GBP in UK
- Conversion timing
- At funding
- Virtual card
- Listed · check region and plan
- Physical card
- Listed · check region and plan
- Apple Pay
- Listed · check region and plan
- Google Pay
- Listed · check region and plan
- Recurring payments
- Listed · check region and plan
Refunds & support
A fixed processing time and return currency were not established for this program. Check the transaction and contact official support using the steps below.
- Cancellations, refunds and support
- Request a cancellation or return from the merchant and obtain a confirmation or refund reference. Record whether the card transaction is pending or settled.
- Cancellation and subscriptions
- Cancel subscriptions in the merchant account and check the next billing date. Freezing or closing a card does not cancel the merchant subscription.
- Declined or unfamiliar transactions
- Check the decline reason, balance, limits and activation status. For an unfamiliar payment, use the available card-lock control and notify official support promptly.
- What to prepare for support
- Prepare the merchant, date, amount, currency, transaction ID, status and refund reference. Ask support for the destination, expected posting date and dispute deadline. Do not send a full card number or wallet secret.
Brand and custody
- Card issuer / operator
- Official confirmation needed
- Custody of funded balances
- Official confirmation needed
Freeze through Card → More → Freeze Card and contact in-app support. Card balance is separate from the Cash Account; EU/UK top-ups cannot be transferred back to the Cash Account.
An alternative to compare
Compare Plus if eligible recurring spending makes its capped CRO rewards worth the local subscription cost.
Check regional termsOfficial documentation & sources
Official sources
유럽 충전 · EU top-ups ↗
Brazil USD program ↗
Prepaid lineup ↗
Crypto.com — Europe card fees and limits ↗
Basic subscription ↗
Application fees ↗
Rewards and benefits ↗
Crypto.com US prepaid fees and limits ↗
Crypto.com Brazil/LATAM USD prepaid fees ↗
Virtual card and physical activation ↗
Google Wallet regional support ↗
Freeze a Crypto.com card ↗
Level Up Private terms ↗
Official information · Crypto.com Midnight Blue ↗
Catalog dated 7 Sep 2026 · supplemental facts checked 8 Sep 2026
Official terms reviewed · 2026-09-21
The review date applies to the fields below. Check the source for regional and tier differences and later changes.
- Europe ATM / top-up
- Europe: free monthly ATM allowance €200 Midnight, €400 Ruby, €800 Jade/Indigo and Icy/Rose, €1,000 Obsidian; excess 2%. Credit/debit card top-ups 1%.
- 2026-10-01 changes
- From 1 October, the inactivity charge after 12 months changes from €5 to €6/month. Ruby and Jade/Indigo non-EUR FX terms also change; distinguish current and upcoming terms.