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Plutus / Card review
Crypto payment card
Plutus Visa — Premium
A EUR/GBP Visa debit card earning tokenized rewards on eligible spending.
- Rewards · first band
- 3% on £/€1000 monthly eligible spending
- Foreign-currency fee
- 2.5% outside card currency
- Card issuance fee
- Virtual 0; physical £/€9.99
- Maintenance / subscription
- £/€19.99/month; £/€239.88 annualized
Your selected card: before you apply.
Selected tier / planPremiumPlutus Visa — Premium
Check regional termsChoose your residence first
- Documents to prepare
- Check accepted ID and any address evidence in the application for your residence and program.
- Cost to obtain the card
- Virtual 0; physical £/€9.99
Maintenance / subscription: £/€19.99/month; £/€239.88 annualized
Steps on the official site or app
- Check residence eligibility in the Plutus app and complete registration and verification.
- Choose Starter, Everyday or Premium after comparing monthly subscription charges and reward-eligible spending limits.
- Follow the app’s funding instructions to prepare an EUR or GBP account balance.
- Use the free virtual card or order a separately priced physical card; check the displayed fee before withdrawing rewards.
The official site opens in a new tab. Select the product and tier shown above. Identity checks and the final application take place with the provider.
Why choose this card
Use three perks and Plutus’s £/€1,000 monthly spending allowance.
A good fit if
For users who will use all three perks and regularly exceed Everyday’s £/€500 reward allowance.
The tradeoff
The promotional £/€19.99 monthly price nearly doubles Everyday’s, while rewards remain 3% in PLU and payout fees still apply.
Everyday costs £/€10 less monthly if two perks and £/€500 eligible spending cover your needs.
Check regional termsFees & rewards
Premium
- Rewards · first band
- 3% on £/€1000 monthly eligible spending
- Foreign-currency fee
- 2.5% outside card currency
- Card issuance fee
- Virtual 0; physical £/€9.99
- Maintenance / subscription
- £/€19.99/month; £/€239.88 annualized
Read the conditions behind the figures
Monthly pricing is marked as promotionally discounted. The annualized amount is monthly price ×12, not a prepaid annual plan.
Figures refer to the selected card and plan. Do not combine them with benefits of another pictured or listed tier.
How the card works
Spend funded balance · EUR / GBP
Choose Starter, Everyday or Premium after comparing monthly subscription charges and reward-eligible spending limits.
Before you apply
Check regional termsA listed country does not guarantee personal approval. Check identity, address, documentation and delivery requirements.
Regional availability is not individual approval. Figures refer to the selected card/plan; check tier, identity-document and delivery conditions.
Refunds & support
A fixed processing time and return currency were not established for this program. Check the transaction and contact official support using the steps below.
- Cancellations, refunds and support
- Request a cancellation or return from the merchant and obtain a confirmation or refund reference. Record whether the card transaction is pending or settled.
- Cancellation and subscriptions
- Cancel subscriptions in the merchant account and check the next billing date. Freezing or closing a card does not cancel the merchant subscription.
- Declined or unfamiliar transactions
- Check the decline reason, balance, limits and activation status. For an unfamiliar payment, use the available card-lock control and notify official support promptly.
- What to prepare for support
- Prepare the merchant, date, amount, currency, transaction ID, status and refund reference. Ask support for the destination, expected posting date and dispute deadline. Do not send a full card number or wallet secret.
Practical payment facts
Narrow by supported features · brand guidance, subject to regional and tier conditions.
- Funding / spending assets
- EUR · GBP
- Supported networks
- Official confirmation needed
- Balance / billing currency
- EUR / GBP
- Conversion timing
- Manually before spending
- Virtual card
- Listed · check region and plan
- Physical card
- Listed · check region and plan
- Apple Pay
- Official confirmation needed
- Google Pay
- Official confirmation needed
- Recurring payments
- Official confirmation needed
Brand and custody
- Card issuer / operator
- Official confirmation needed
- Custody of funded balances
- Official confirmation needed
Payments use an EUR/GBP account balance. PLU rewards and their withdrawal are separate from card funds, and reward withdrawal fees vary.
Official sources
플랜 ↗요금 ↗
지원 국가 ↗
결제 구조 ↗
Official information · Plutus Visa — Premium ↗
Catalog dated 7 Sep 2026 · supplemental facts checked 8 Sep 2026