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Plutus / Card review
Crypto payment card
Plutus Visa — Starter
A EUR/GBP Visa debit card earning tokenized rewards on eligible spending.
Before you apply
Selected tier / planStarterPlutus Visa — Starter
Select where you live, not your travel destination.
Choose your residence first
Important to check
- A listed country does not guarantee personal approval.
- Check identity, address, documentation and delivery requirements.
Regional availability is not individual approval. Figures refer to the selected card/plan; check tier, identity-document and delivery conditions.
Documents & application →Features & benefits
Use one monthly perk with Plutus’s smallest paid spending allowance.
- Rewards · first band
- 3% on £/€250 monthly eligible spending
- Spending preferences
- Spend funded balance
- Custody model
- Service account / loaded balance
Read the conditions behind the figures · Fees & benefit conditions ↓
A good fit if
- For users who can redeem one useful perk and keep eligible reward spending around £/€250 monthly.
The tradeoff
- The promotional subscription costs £/€6.99 monthly; the 3% reward is PLU, with separate payout fees affecting usable value.
- Virtual card
- Listed · check region and plan
- Physical card
- Listed · check region and plan
- Apple Pay
- Official confirmation needed
- Google Pay
- Official confirmation needed
How the card works
- A EUR/GBP Visa debit card earning tokenized rewards on eligible spending.
Fees & benefit conditions
- Card issuance fee
- Virtual 0; physical £/€9.99
- Maintenance / subscription
- £/€6.99/month; £/€83.88 annualized
- Foreign-currency fee
- 2.5% outside card currency
Read the conditions behind the figures
- Monthly pricing is marked as promotionally discounted.
- The annualized amount is monthly price ×12, not a prepaid annual plan.
Figures refer to the selected card and plan. Do not combine them with benefits of another pictured or listed tier.
Documents & application
Documents to prepare
Check accepted ID and any address evidence in the application for your residence and program.
Steps on the official site or app
- Check residence eligibility in the Plutus app and complete registration and verification.
- Choose Starter, Everyday or Premium after comparing monthly subscription charges and reward-eligible spending limits.
- Follow the app’s funding instructions to prepare an EUR or GBP account balance.
- Use the free virtual card or order a separately priced physical card; check the displayed fee before withdrawing rewards.
The official site opens in a new tab. Select the product and tier shown above. Identity checks and the final application take place with the provider.
Full details & support
Full details
Practical payment facts
Narrow by supported features · brand guidance, subject to regional and tier conditions.
- Funding / spending assets
- EUR · GBP
- Supported networks
- Official confirmation needed
- Balance / billing currency
- EUR / GBP
- Conversion timing
- Manually before spending
- Virtual card
- Listed · check region and plan
- Physical card
- Listed · check region and plan
- Apple Pay
- Official confirmation needed
- Google Pay
- Official confirmation needed
- Recurring payments
- Official confirmation needed
Refunds & support
A fixed processing time and return currency were not established for this program. Check the transaction and contact official support using the steps below.
- Cancellations, refunds and support
- Request a cancellation or return from the merchant and obtain a confirmation or refund reference. Record whether the card transaction is pending or settled.
- Cancellation and subscriptions
- Cancel subscriptions in the merchant account and check the next billing date. Freezing or closing a card does not cancel the merchant subscription.
- Declined or unfamiliar transactions
- Check the decline reason, balance, limits and activation status. For an unfamiliar payment, use the available card-lock control and notify official support promptly.
- What to prepare for support
- Prepare the merchant, date, amount, currency, transaction ID, status and refund reference. Ask support for the destination, expected posting date and dispute deadline. Do not send a full card number or wallet secret.
Brand and custody
- Card issuer / operator
- Official confirmation needed
- Custody of funded balances
- Official confirmation needed
Payments use an EUR/GBP account balance. PLU rewards and their withdrawal are separate from card funds, and reward withdrawal fees vary.
An alternative to compare
Everyday adds a second perk and doubles eligible spending to £/€500 for £/€3 more monthly.
Check regional termsOfficial documentation & sources
Official sources
요금 ↗
지원 국가 ↗
결제 구조 ↗
Official information · Plutus Visa — Starter ↗
Catalog dated 7 Sep 2026 · supplemental facts checked 8 Sep 2026