Tria / Card review

Self-custody card

Tria Virtual

Spend supported crypto with a self-custody Visa card.

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Official product image · Designs may vary by country and tier.

Before you apply

Selected tier / planVirtualTria Virtual

Select where you live, not your travel destination.

Check regional terms

Choose your residence first

Important to check

  • Credit repayment and collateral liquidation apply.
  • Confirm regional price and issuance before funding.

Regional availability is not individual approval. Figures refer to the selected card/plan; check tier, identity-document and delivery conditions.

Documents & application →

Features & benefits

Try collateral-backed card spending with a small monthly reward band.

Rewards · first band
1.5% on first $100/month, then 0.5%
Spending preferences
Collateral-backed credit
Custody model
Wallet-based

Read the conditions behind the figures · Fees & benefit conditions ↓

A good fit if

  • For light spenders testing Tria: 1.5% on first $100 monthly, then 0.5%.

The tradeoff

  • Self-custody still involves collateral-backed credit and repayment obligations; free Virtual issuance is temporary and current pricing needs confirmation.
Virtual card
Listed · check region and plan
Physical card
Listed · check region and plan
Apple Pay
Listed · check region and plan
Google Pay
Listed · check region and plan
How the card works
  • Virtual earns 1.5% on the first $100 of eligible monthly spend, then 0.5%.
View cards & plans3

Fees & benefit conditions

Card issuance fee
Free virtual card
Maintenance / subscription
Current Virtual plan free
Foreign-currency fee
0% Tria + 1% Visa FX

Read the conditions behind the figures

  • 1.5% on the first $100 eligible monthly spend, then 0.5%.
  • Collateral-backed credit and repayment obligations apply.
  • Free virtual issuance is a limited-time offer; check the app price.

Figures refer to the selected card and plan. Do not combine them with benefits of another pictured or listed tier.

Documents & application

Documents to prepare

  • Age 18+ and physically present in the selected country.
  • Valid ID and selfie.
  • Check country support before payment; membership purchase alone does not issue a card.

Steps on the official site or app

  1. Choose Apply Now for the card and select your real residence.
  2. Check the quoted membership price; after bank-card payment, redeem the emailed code.
  3. Complete KYC with personal details, ID and selfie.
  4. For physical cards, submit your address after the in-app shipping notification.

The official site opens in a new tab. Select the product and tier shown above. Identity checks and the final application take place with the provider.

Full details & support

Full details

Practical payment facts

Narrow by supported features · brand guidance, subject to regional and tier conditions.

Funding / spending assets
USDC · USDT
Supported networks
Official confirmation needed
Balance / billing currency
USD credit limit
Conversion timing
Depends on region or payment mode
Virtual card
Listed · check region and plan
Physical card
Listed · check region and plan
Apple Pay
Listed · check region and plan
Google Pay
Listed · check region and plan
Recurring payments
Official confirmation needed
Refunds & support

A fixed processing time and return currency were not established for this program. Check the transaction and contact official support using the steps below.

Cancellations, refunds and support
Request a cancellation or return from the merchant and obtain a confirmation or refund reference. Record whether the card transaction is pending or settled.
Cancellation and subscriptions
Cancel subscriptions in the merchant account and check the next billing date. Freezing or closing a card does not cancel the merchant subscription.
Declined or unfamiliar transactions
Check the decline reason, balance, limits and activation status. For an unfamiliar payment, use the available card-lock control and notify official support promptly.
What to prepare for support
Prepare the merchant, date, amount, currency, transaction ID, status and refund reference. Ask support for the destination, expected posting date and dispute deadline. Do not send a full card number or wallet secret.
Official help and support ↗
Brand and custody
Card issuer / operator
Nimbus, LLC (international card terms)
Custody of funded balances
User-held collateral with issuer liquidation authorization

This is collateral-backed credit. Self-custody still includes issuer repayment and liquidation authority; a fall in collateral value can leave an unpaid shortfall.

An alternative to compare
Tria Signature ↗

Choose Signature when spending regularly toward $1,000 monthly can justify its paid membership.

Check regional terms
Compare both cards →

Official documentation & sources

Official sources