Virtual

Rewards · first band

1.5% on first $100/month, then 0.5%

Foreign-currency fee

0% Tria + 1% Visa FX

Card issuance fee

Free virtual card

Maintenance / subscription

Current Virtual plan free

Collateral-backed credit · USDC / USDT

Check the quoted membership price; after bank-card payment, redeem the emailed code.

Before you apply

Credit repayment and collateral liquidation apply. Confirm regional price and issuance before funding.

Regional availability is not individual approval. Figures refer to the selected card/plan; check tier, identity-document and delivery conditions.

A fixed processing time and return currency were not established for this program. Check the transaction and contact official support using the steps below.

Cancellations, refunds and support

Request a cancellation or return from the merchant and obtain a confirmation or refund reference. Record whether the card transaction is pending or settled.

Cancellation and subscriptions

Cancel subscriptions in the merchant account and check the next billing date. Freezing or closing a card does not cancel the merchant subscription.

Declined or unfamiliar transactions

Check the decline reason, balance, limits and activation status. For an unfamiliar payment, use the available card-lock control and notify official support promptly.

What to prepare for support

Prepare the merchant, date, amount, currency, transaction ID, status and refund reference. Ask support for the destination, expected posting date and dispute deadline. Do not send a full card number or wallet secret.

Brand and custody

Card issuer / operator

Nimbus, LLC (international card terms)

Custody of funded balances

User-held collateral with issuer liquidation authorization

This is collateral-backed credit. Self-custody still includes issuer repayment and liquidation authority; a fall in collateral value can leave an unpaid shortfall.